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Compare Commercial Insurance Agents in Charlestown, RI
Browse commercial insurance agents serving Charlestown, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 commercial insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Paul Sheinkopf - Prudential Financial
18 E Overlook Terrace, Charlestown, RI 02813
(401) 213-6228
prudential.com
Commercial insurance agents in Charlestown Rhode Island help business owners protect their assets with tailored policies. Rhode Island law requires certain businesses to carry workers compensation insurance if they have one or more employees. Local agents understand the unique risks for coastal businesses, including storm and flood exposure.
What Does a Commercial Insurance Agent in Charlestown Cost?
Commercial insurance costs in Rhode Island vary widely by industry and risk level. A small retail shop in Charlestown might pay between 500 and 2,000 dollars per year for general liability. A construction contractor could pay 3,000 to 10,000 dollars or more annually for combined coverages. Workers compensation rates are set by the state and depend on payroll and job classification. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do I need for my Charlestown business?
Common coverages include general liability, property insurance, and workers compensation. Rhode Island requires workers comp for most employers with one or more employees. Your agent can recommend additional coverages like commercial auto or professional liability based on your industry.
How do I find a licensed commercial insurance agent in Charlestown Rhode Island?
You can search the Rhode Island Department of Business Regulation online database to verify an agents license. Local agents in Charlestown often have experience with tourism, fishing, and small retail businesses common to the area.
What is the difference between a commercial insurance agent and a broker in Rhode Island?
An agent typically represents one or more insurance companies and can bind coverage directly. A broker works on your behalf to shop policies from multiple insurers. Both must be licensed by the Rhode Island Department of Business Regulation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.