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Find Commercial Insurance Agents Near You in Milford, OH
Directory of commercial insurance agents in Milford, Ohio. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Milford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 commercial insurance agents in Milford, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lovins Insurance Agency
130 Water St, Milford, OH 45150
(513) 831-7900
lovins-ins.com
BIG Agency (Buechner Insurance Group)
954 Business 28, Milford, OH 45150
(513) 831-4544
buechnerinsurance.com
Commercial insurance agents in Milford Ohio help local businesses secure coverage for property liability and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Agents can guide you through these requirements and find policies that match your business size and industry.
What Does a Commercial Insurance Agent in Milford Cost?
Commercial insurance costs in Ohio vary widely by industry size and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually for combined coverage. Workers compensation rates are set by the Ohio BWC based on your business class code. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Milford businesses need?
Common policies include general liability commercial property and workers compensation. Ohio law mandates workers comp for employers with at least one employee. Agents also recommend commercial auto and professional liability depending on your business activities.
How does Ohio workers compensation work for small businesses?
Ohio is a monopolistic state for workers comp meaning most coverage comes from the Ohio Bureau of Workers Compensation. Private carriers can provide coverage for certain risks. An agent can help you determine which option fits your business.
Can I bundle multiple policies with one agent in Milford?
Yes many agents offer business owner policies that combine general liability and property insurance. Bundling often simplifies management and can lower overall costs. Your agent will review your risks to create a custom package.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.