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Looking for a commercial insurance agent in Scotia? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 commercial insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
Charlie Palmer - State Farm Insurance Agent
119 Mohawk Ave, Scotia, NY 12302
(518) 372-5539
charliepalmerinsurance.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Scautub Agency LLC
108 N Ballston Ave, Scotia, NY 12302
(518) 346-3427
scautub.com
Commercial insurance agents in Scotia, New York help local businesses secure coverage for property, liability, and workers compensation. New York law requires most employers to carry workers compensation insurance under Workers Compensation Law Section 10. Agents can guide Scotia business owners through state-specific requirements and find appropriate policies from multiple carriers.
What Does a Commercial Insurance Agent in Scotia Cost?
Commercial insurance costs in Scotia vary by business type, size, and risk level. A small retail shop might pay between $500 and $2,000 per year for general liability, while a construction contractor could pay $5,000 to $15,000 or more for combined policies. Workers compensation rates in New York are set by the New York State Insurance Fund and depend on payroll and classification codes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Scotia businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New York requires workers compensation for most employers and disability benefits coverage under Disability Benefits Law Article 9.
How do I choose a commercial insurance agent in Scotia?
Look for an agent licensed in New York who understands local business risks and has experience with your industry. Ask about their access to multiple insurance carriers and their knowledge of New York specific regulations.
What information do I need to get a commercial insurance quote in Scotia?
You will need details about your business operations, number of employees, annual revenue, property value, and any prior claims history. The agent will use this to find appropriate coverage options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.