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Commercial Insurance Agents in Penfield, NY

Browse commercial insurance agents serving Penfield, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Penfield, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 commercial insurance agents in Penfield, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008 mgminsure.com
Broker's Agency Corp
1777 Penfield Rd Suite 301, Penfield, NY 14526
(585) 491-1573 brokersagencycorp.com

Commercial insurance agents in Penfield, New York help local businesses find the right coverage for their specific needs. New York requires all businesses with employees to carry workers compensation insurance under the New York Workers Compensation Law. Agents can guide you through general liability, property, and commercial auto policies tailored to Monroe County businesses.

What Does a Commercial Insurance Agent in Penfield Cost?

Typical costs for commercial insurance in New York vary widely. A small business general liability policy may cost between 400 and 1,500 dollars per year. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and industry class codes. Commercial auto insurance adds additional premiums based on vehicle type and driving records. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Penfield businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New York law mandates workers compensation for most employers with one or more employees.
How do I choose a commercial insurance agent in Penfield?
Look for an agent licensed in New York who understands local business risks. Ask about their experience with businesses in Monroe County and their access to multiple insurance carriers.
Does New York require commercial auto insurance for business vehicles?
Yes, New York requires liability insurance for all registered vehicles used for business. Minimum limits are 25,000 per person and 50,000 per accident for bodily injury.