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Find Commercial Insurance Agents Near You in Niskayuna, NY
Directory of commercial insurance agents in Niskayuna, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Niskayuna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 commercial insurance agents in Niskayuna, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001
heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035
daveheslerinsurance.com
Daniel G. Alcorn - Licensed Health Insurance Agent
1179 Hedgewood Ln, Niskayuna, NY 12309
(518) 346-2115
dgalcorn.com
Denofio Insurance Agency
1317 Regent St, Niskayuna, NY 12309
(518) 248-2499
denofioinsurance.com
A commercial insurance agent in Niskayuna, New York helps local businesses find the right coverage for their specific needs. New York law requires certain types of commercial insurance, such as workers compensation for most employers. An agent can guide you through options like general liability, property, and professional liability insurance.
What Does a Commercial Insurance Agent in Niskayuna Cost?
Typical costs for a small business commercial insurance package in New York range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll, often costing 1,000 to 5,000 dollars annually for a small office. Professional liability insurance can add 500 to 2,000 dollars per year. These are rough estimates and your actual cost will depend on your specific business operations and risk factors. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in New York?
New York law requires workers compensation insurance for most employers with one or more employees. Disability benefits insurance is also mandatory. Other coverages like general liability are not required by law but are often needed by landlords or clients.
How do I choose a commercial insurance agent in Niskayuna?
Look for an agent who is licensed in New York and has experience with your industry. Ask about their access to multiple insurance carriers to compare quotes. A local agent understands Niskayuna business risks and New York specific regulations.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.