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Directory of commercial insurance agents in Islip, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 commercial insurance agents in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100
lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613
richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242
ociainsurance.com
Commercial insurance agents in Islip, New York help local businesses secure coverage for property, liability, and workers compensation. New York State requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and tailor a policy to your specific industry.
What Does a Commercial Insurance Agent in Islip Cost?
Commercial insurance costs in Islip vary by business type, size, and risk factors. Small businesses may pay $500 to $3,000 per year for general liability, while workers compensation rates are set by the New York State Insurance Fund based on payroll and classification. A typical commercial auto policy can range from $1,200 to $2,500 annually. These are general estimates and actual premiums depend on your specific situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Islip businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New York law mandates workers compensation for most employers and minimum liability coverage for commercial vehicles. An agent can assess your risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Islip?
Look for an agent with experience in your industry and knowledge of New York insurance regulations. Check their licensing through the New York State Department of Financial Services. Ask about their claims process and how they handle policy renewals.
Does New York have specific commercial insurance requirements?
Yes. New York requires workers compensation insurance for all employers with one or more employees. Commercial auto policies must have at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Some industries may need additional coverages like disability benefits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.