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Commercial Insurance Agents in Garden City, NY

Looking for a commercial insurance agent in Garden City? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 commercial insurance agents in Garden City, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Liam Masterson - State Farm Insurance Agent
725 Franklin Ave, Garden City, NY 11530
(516) 222-0777 myagentliam.net
Patriot Growth Insurance Services
377 Oak St #404, Garden City, NY 11530
(516) 419-5050 jpins.com
Simon Agency
900 Stewart Ave #230, Garden City, NY 11530
(516) 593-2700 simonagency.com

A commercial insurance agent in Garden City New York helps business owners find the right coverage for their specific needs. New York requires businesses to carry workers compensation insurance if they have employees, and commercial auto insurance for any company vehicles. An agent can guide you through these requirements and help you manage risk effectively.

What Does a Commercial Insurance Agent in Garden City Cost?

The cost of commercial insurance in Garden City New York varies widely by business type, size, and risk factors. A small retail shop might pay 500 to 1,500 per year for general liability, while a construction company could pay 5,000 to 15,000 or more for a full package including workers compensation. Premiums are influenced by your location, claims history, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance does a Garden City agent offer?
A Garden City commercial insurance agent typically offers general liability, property insurance, workers compensation, commercial auto, and professional liability coverage. They can also help with specialized policies like cyber liability or business interruption insurance.
Is commercial auto insurance required in Garden City New York?
Yes, New York law requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 25,000 per person and 50,000 per accident for bodily injury, plus 10,000 for property damage. An agent can help you meet these legal requirements.
How does a commercial insurance agent help with New York workers compensation?
New York requires most employers to carry workers compensation insurance. A commercial insurance agent can explain the coverage requirements, help you calculate premiums based on your payroll and industry classification, and ensure you comply with New York State Workers Compensation Board rules.