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Find Commercial Insurance Agents in Coram, NY

Looking for a commercial insurance agent in Coram? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Coram, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 commercial insurance agents in Coram, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patty Herbstman - State Farm Insurance Agent
1672 NY-112, Coram, NY 11727
(631) 509-6890 herbstmaninsurance.com
National Computerized Agencies Inc
2201 NY-112, Coram, NY 11727
(631) 737-0700 coveragequote.com
Secure Harbor Insurance NY
3732 NY-112, Coram, NY 11727
(631) 532-8074 copcoverage.com
Paul T. Donoghue Insurance
356 Middle Country Rd, Coram, NY 11727
(631) 880-3065 ext. 202 pauldonoghueinsurance.com

A commercial insurance agent in Coram New York helps local businesses find the right coverage for their specific needs. New York law requires all businesses with employees to carry workers compensation insurance and disability benefits coverage. An agent can guide you through these mandatory requirements and recommend additional policies like general liability or property insurance.

What Does a Commercial Insurance Agent in Coram Cost?

The cost of commercial insurance in New York varies widely by industry, business size, and coverage limits. A small retail shop in Coram might pay between $500 and $1,500 per year for general liability insurance. Workers compensation premiums are based on payroll and classification codes, often ranging from $1,000 to $5,000 annually for a small business. Commercial auto insurance for one vehicle typically costs $1,200 to $3,000 per year. These figures are estimates only and your actual costs will depend on your specific situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in New York?
New York law requires workers compensation insurance for all businesses with employees. Businesses with one or more employees must also provide disability benefits coverage. Commercial auto insurance is required for any vehicles used for business purposes.
How do I choose a commercial insurance agent in Coram?
Look for an agent licensed in New York who has experience with businesses similar to yours. Ask about their familiarity with local risks in Suffolk County and their ability to compare quotes from multiple carriers.
What is the typical process for getting commercial insurance in New York?
You will need to provide details about your business operations, revenue, number of employees, and any vehicles or property. The agent will then gather quotes from insurance carriers and explain coverage options. Most policies can be bound within a few days.