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Find Commercial Insurance Agents in Clarence, NY

Directory of commercial insurance agents in Clarence, New York. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Clarence, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 commercial insurance agents in Clarence, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Messuro - State Farm Insurance Agent
9125 Main St, Clarence, NY 14031
(716) 759-1570 insuranceadvisormike.com
Emerling Floss Murphy & Associates LLC
9092 Main St, Clarence, NY 14031
(716) 631-0190 efm-agency.com
Frank J Giumpa II: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 759-1600 agents.allstate.com
Michael Forster Insurance Advisor
10785 Howe Rd, Clarence, NY 14031
(716) 316-3874 aeblyandassociates.com
Farmers Insurance - Roger Schapiro
10654 Main St, Clarence, NY 14031
(716) 458-3105 agents.farmers.com
Braun-Joyner Agency Inc
10885 Main St, Clarence, NY 14031
(716) 403-3306 braunjoyneragency.com
Brady Insurance Agency
9132 Main St, Clarence, NY 14031
(716) 759-2138 bradyia.com
Farm Family Life Insurance Co
10225 Main Rd, Clarence, NY 14031
(716) 204-9093 farmfamily.com
Your Local Advice: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 226-0726 agents.allstate.com

Commercial insurance agents in Clarence, New York help local businesses find the right coverage to protect their operations. New York state requires all employers to carry workers compensation insurance, and commercial auto insurance is mandatory for any business-owned vehicles. An agent can guide you through these requirements and tailor a policy to your specific industry and risk profile.

What Does a Commercial Insurance Agent in Clarence Cost?

The cost of commercial insurance in Clarence, New York varies widely depending on your business type, size, and coverage needs. General liability insurance typically ranges from $500 to $3,000 per year for small businesses, while workers compensation premiums are based on payroll and industry classification. Commercial auto insurance may cost $1,200 to $3,000 annually per vehicle. These figures are estimates and your actual costs will depend on your specific circumstances. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Clarence businesses typically need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. New York law mandates workers comp for most employers and disability benefits for non-occupational injuries. An agent can help you assess which coverages are necessary for your business.
How does New York law affect commercial insurance requirements?
New York requires all employers with at least one employee to carry workers compensation insurance. Additionally, businesses with vehicles must have commercial auto insurance meeting state minimum liability limits. Failure to carry required coverage can result in fines and legal penalties.
Can a commercial insurance agent help me save money on premiums?
Yes, an agent can compare policies from multiple carriers to find competitive rates. They can also recommend risk management practices, such as safety training or bundling policies, which may lead to discounts. Premiums vary based on your business size, industry, and claims history.