Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 commercial insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916
gardenmutual.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
What Does a Commercial Insurance Agent in Somerset Cost?
The cost of commercial insurance in New Jersey varies widely based on industry, revenue, number of employees, and coverage limits. For a small business in Somerset, general liability insurance might range from 400 to 1,500 dollars per year, while workers compensation costs depend on payroll and risk class. A full package policy for a mid-sized business could cost 2,000 to 10,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Somerset businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto insurance. New Jersey law mandates workers comp for most employers and requires commercial auto insurance for any vehicles used for business. An agent can help you assess which policies are necessary for your specific industry.
How does New Jersey law affect commercial insurance requirements?
New Jersey has specific requirements for workers compensation, commercial auto liability limits, and unemployment insurance. For example, the state requires all employers with one or more employees to carry workers compensation insurance. An agent familiar with Somerset can ensure your policy meets these legal standards.