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Find Commercial Insurance Agents in Somers Point, NJ

Looking for a commercial insurance agent in Somers Point? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Somers Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 commercial insurance agents in Somers Point, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174 wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400 agents.allstate.com

A commercial insurance agent in Somers Point New Jersey helps local businesses find the right coverage for their specific needs. New Jersey requires all businesses with employees to carry workers compensation insurance under state law. An agent can guide you through general liability property and other essential policies.

What Does a Commercial Insurance Agent in Somers Point Cost?

Typical commercial insurance costs in New Jersey range from 500 to 3,000 dollars per year for a small business general liability policy. A workers compensation policy averages 1,000 to 5,000 dollars annually depending on payroll and industry risk. Premiums for commercial auto or professional liability vary widely by coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Somers Point businesses need?
Somers Point businesses often need general liability insurance property insurance and workers compensation insurance. New Jersey law mandates workers comp for most employers with one or more employees. An agent can also recommend professional liability or commercial auto coverage based on your operations.
How does a commercial insurance agent in New Jersey help with claims?
A commercial insurance agent assists with filing claims and communicating with the insurance company. In New Jersey the statute of limitations for breach of an insurance contract is six years. Your agent can help you understand deadlines and documentation requirements.
What factors affect the cost of commercial insurance in Somers Point?
Costs depend on your business type revenue number of employees and claims history. Location in Somers Point near the coast may increase flood or windstorm premiums. An agent compares quotes from multiple carriers to find competitive rates.