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Find Commercial Insurance Agents Near You in Ridgewood, NJ
Looking for a commercial insurance agent in Ridgewood? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 commercial insurance agents in Ridgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
27 Chestnut St Suite 2, Ridgewood, NJ 07450
(201) 652-8060
capellaninsuranceagency.com
Titlemark, LLC
178 Dayton St 2nd Floor, Ridgewood, NJ 07450
(201) 857-5995
titlemarknj.com
Anthony LoSauro: Allstate Insurance
51 S Maple Ave, Ridgewood, NJ 07450
(201) 670-0111
agents.allstate.com
DGS BENEFITS
79 Chestnut St, Ridgewood, NJ 07450
(201) 321-3031
dgsbenefits.com
Otu Amankwah: Allstate Insurance
555 Goffle Rd Ste 107, Ridgewood, NJ 07450
(973) 663-8500
agents.allstate.com
Innovative Risk Concepts Inc
179 S Maple Ave Apartment 3, Ridgewood, NJ 07450
(201) 652-2015
innovativeriskconcepts.com
Sedan Insurance Agency
65 N Maple Ave, Ridgewood, NJ 07450
(201) 768-5600
sedanagency.com
Commercial insurance agents in Ridgewood, New Jersey help local businesses secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, and agents can guide you through state-specific requirements. Ridgewood agents also understand the unique risks facing retail, professional services, and hospitality businesses in Bergen County.
What Does a Commercial Insurance Agent in Ridgewood Cost?
The cost of commercial insurance for a small business in Ridgewood typically ranges from 500 to 3000 per year for general liability, with workers compensation adding 500 to 2000 per employee annually. Premiums vary based on industry, payroll, location, and claims history. New Jersey businesses in higher risk sectors like construction or manufacturing may pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Ridgewood businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey requires workers compensation for businesses with one or more employees. Agents can also recommend business interruption and cyber liability policies based on your industry.
How do I choose a commercial insurance agent in Ridgewood?
Look for agents licensed in New Jersey with experience in your industry. Ask about their familiarity with local risks like flooding or snow damage. Check if they represent multiple insurance carriers to compare quotes and coverage options.
Are there New Jersey laws that affect my business insurance?
Yes. New Jersey has specific requirements for workers compensation, commercial auto liability limits, and professional liability for certain professions. For example, New Jersey law mandates minimum auto liability limits of 15000 per person and 30000 per accident for bodily injury. An agent can explain how these laws apply to your business.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.