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Compare Commercial Insurance Agents in Monroe Township, NJ

Directory of commercial insurance agents in Monroe Township, New Jersey. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Monroe Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 commercial insurance agents in Monroe Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shilpa Rathi - State Farm Insurance Agent
211 Applegarth Rd Ste 105, Monroe Township, NJ 08831
(609) 400-5958 shilparathi.org
Raina Rauf: Allstate Insurance
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300 allstate.com
Property Loss Advisors Inc. Public Adjusters
24 Larkspur Ln, Monroe Township, NJ 08831
(800) 610-9067 plaadjusters.com
Gary Hughes - State Farm Insurance Agent
157 Prospect Plains Rd, Monroe Township, NJ 08831
(609) 655-3300 hughesagency.net
Vasilakis Insurance Agency
400 Spotswood Englishtown Rd Ste B, Monroe Township, NJ 08831
(732) 202-6475 vasinsuranceagency.com
Allstate Personal Financial Representative: Vijay Deshpande
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300 agents.allstate.com
New Jersey Health Insurance Group
10 Aquaduct Rd, Monroe Township, NJ 08831
(732) 241-0800 newjerseyinsurancegroup.com

Commercial insurance agents in Monroe Township, New Jersey help local businesses secure coverage that meets state requirements and protects against common risks. New Jersey law mandates specific coverages such as workers compensation for most employers and commercial auto liability for vehicles used in business. A local agent can guide you through these requirements and tailor a policy for your Monroe Township operation.

What Does a Commercial Insurance Agent in Monroe Township Cost?

The cost of commercial insurance in New Jersey varies widely by industry, business size, and risk factors. A small retail shop in Monroe Township might pay between $500 and $1,500 per year for a basic BOP, while a construction contractor could pay $2,000 to $5,000 or more annually for general liability and workers comp. Premiums are influenced by payroll, revenue, claims history, and location. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Monroe Township businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey law requires workers compensation for businesses with one or more employees and commercial auto insurance for business-owned vehicles. Your agent can help you assess additional needs like cyber liability or professional liability.
How does New Jersey law affect commercial insurance for Monroe Township businesses?
New Jersey has specific requirements for workers compensation, commercial auto liability minimums, and liability coverage for certain professions. For example, the state requires businesses to carry workers comp even for part-time employees. Your agent will ensure your policy complies with these statutes.
Can a Monroe Township commercial insurance agent help with multiple policies?
Yes. Most agents can bundle general liability, property, and other coverages into a business owner policy (BOP) which can reduce costs. They also help you compare quotes from different carriers to find the right balance of coverage and price for your specific industry.