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Directory of commercial insurance agents in Hightstown, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 commercial insurance agents in Hightstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990
dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110
allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700
carlosduran.com
Commercial insurance agents in Hightstown, New Jersey help local businesses secure coverage for property, liability, and workers compensation. New Jersey requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and find policies tailored to your industry.
What Does a Commercial Insurance Agent in Hightstown Cost?
The cost of commercial insurance in New Jersey varies by business type, size, and risk factors. A small retail shop in Hightstown might pay between 500 and 1500 per year for general liability. Workers compensation rates are set by the state and average around 1.50 per 100 dollars of payroll for low-risk industries. Commercial auto policies often range from 1200 to 3000 annually per vehicle. These figures are estimates and your actual premium will depend on your specific business operations and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for all employers with one or more employees. Businesses with vehicles must carry commercial auto insurance with minimum liability limits of 25000 per person and 50000 per accident for bodily injury. Additional coverage like general liability is not legally required but is often mandated by contracts or landlords.
How do I choose a commercial insurance agent in Hightstown?
Look for an agent licensed in New Jersey who specializes in your industry. Ask about their experience with local risks such as weather events or regional liability concerns. Check their reputation with the New Jersey Department of Banking and Insurance to ensure they are in good standing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.