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Commercial Insurance Agents in Hawthorne, NJ

Compare commercial insurance agents in Hawthorne. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Hawthorne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 commercial insurance agents in Hawthorne, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gallagher & Associates Insurance Agency Inc
320 Diamond Bridge Ave, Hawthorne, NJ 07506
(973) 427-0550 gallagher-insurance.com
ARIAS-JACOME AGENCY LLC
240 Lincoln Ave, Hawthorne, NJ 07506
(973) 520-6245 aj-insuranceagency.com
Sunshine Insurance
1095 Goffle Rd, Hawthorne, NJ 07506
(862) 385-1593
Business Service Agency
1160 Goffle Rd, Hawthorne, NJ 07506
(973) 595-7060

Commercial insurance agents in Hawthorne New Jersey help local businesses secure the right coverage to protect their assets and operations. New Jersey law requires all businesses with employees to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and tailor a policy to your specific industry needs.

What Does a Commercial Insurance Agent in Hawthorne Cost?

Typical costs for commercial insurance in New Jersey vary widely by business type, size, and risk factors. A small retail shop might pay between 500 and 1500 per year for general liability, while a construction company could pay 3000 to 8000 or more annually for comprehensive coverage. Premiums also depend on your claims history and location in Hawthorne. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Hawthorne businesses typically need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. New Jersey law mandates workers comp for most employers and requires commercial auto liability coverage of at least 25000 per person and 50000 per accident for bodily injury.
How does a commercial insurance agent in Hawthorne help with New Jersey regulations?
An agent stays current with New Jersey insurance laws, such as the state specific requirements for professional liability and the New Jersey Business Corporation Act. They can ensure your policy meets legal standards and advise on compliance issues like certificate of insurance requirements.