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Find Commercial Insurance Agents Near You in Carneys Point, NJ

Browse commercial insurance agents serving Carneys Point, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Carneys Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 commercial insurance agents in Carneys Point, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cardoso Insurance
294 Shell Rd A, Carneys Point, NJ 08069
(856) 299-4333
Monticolo Insurance Inc
244 Shell Rd, Carneys Point, NJ 08069
(856) 299-9016 monticoloinsurance.com

Commercial insurance agents in Carneys Point, New Jersey help local businesses secure coverage for property, liability, and workers compensation. New Jersey requires all employers to carry workers compensation insurance under state law. Agents can guide you through these requirements and find policies tailored to your industry.

What Does a Commercial Insurance Agent in Carneys Point Cost?

The cost of commercial insurance in New Jersey varies by business type, size, and location. For a small retail shop in Carneys Point, general liability may cost between $400 and $1,500 per year. Workers compensation premiums depend on payroll and industry class codes, often ranging from $0.50 to $3.00 per $100 of payroll. Commercial auto policies for a single vehicle may cost $1,200 to $3,000 annually. These are general estimates and your actual costs will depend on your specific business operations and risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in Carneys Point need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey law mandates workers compensation for most employers and commercial auto insurance for business vehicles. An agent can help assess your specific risks.
How do I choose a commercial insurance agent in Carneys Point?
Look for agents licensed in New Jersey with experience in your industry. Ask about their knowledge of local regulations and carriers they work with. A good agent will review your operations and recommend appropriate coverage limits.
Are there New Jersey specific laws that affect commercial insurance?
Yes. New Jersey requires businesses to carry workers compensation insurance and commercial auto insurance. The state also has specific liability laws for construction and professional services. An agent familiar with New Jersey statutes can help you stay compliant.