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Compare Commercial Insurance Agents in Budd Lake, NJ

Directory of commercial insurance agents in Budd Lake, New Jersey. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 commercial insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
Green Hill Title LLC
350 Clark Dr Suite 300, Budd Lake, NJ 07828
(908) 813-2900 greenhilltitle.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

Commercial insurance agents in Budd Lake, New Jersey help local businesses protect their assets and operations. New Jersey requires all employers to carry workers compensation insurance, and agents can guide you on state-specific liability limits. Whether you run a retail shop or a construction company, a local agent can tailor a policy to meet your needs.

What Does a Commercial Insurance Agent in Budd Lake Cost?

The cost of commercial insurance in New Jersey varies widely by industry, business size, and coverage limits. For a small retail shop, general liability insurance may range from $400 to $1,200 per year, while a construction contractor might pay $2,000 to $5,000 annually for a package policy. Workers compensation premiums are based on payroll and classification codes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in Budd Lake need?
Common policies include general liability, property insurance, and workers compensation. New Jersey law mandates workers comp for most employers, and commercial auto insurance is required for any business-owned vehicles. An agent can help you assess your specific risks.
How do New Jersey insurance laws affect my commercial policy?
New Jersey has specific minimum liability limits for commercial auto insurance and strict workers compensation rules. The state also requires businesses to carry uninsured motorist coverage. Your agent can explain how these laws apply to your Budd Lake business.
Can I bundle multiple commercial policies for a discount?
Yes, many insurance companies offer package policies that combine general liability, property, and other coverages. Bundling can lower your total premium. An agent can compare quotes from different carriers to find a cost-effective option for your business.