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Compare Commercial Insurance Agents in Atlantic Highlands, NJ
Directory of commercial insurance agents in Atlantic Highlands, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Atlantic Highlands, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 commercial insurance agents in Atlantic Highlands, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mesanko Insurance Agency
20 Center Ave #1, Atlantic Highlands, NJ 07716
(732) 291-9981
World Insurance Associates LLC
50 First Ave, Atlantic Highlands, NJ 07716
(732) 888-5000
locations.worldinsurance.com
Commercial insurance agents in Atlantic Highlands New Jersey help local businesses secure coverage for property liability and workers compensation. New Jersey law requires all employers to carry workers compensation insurance even for part time employees. Agents in this coastal community understand the unique risks facing marine construction tourism and retail businesses.
What Does a Commercial Insurance Agent in Atlantic Highlands Cost?
Typical costs for commercial insurance in New Jersey vary widely. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 per year. Workers compensation rates in New Jersey average around 1.50 to 3.00 per 100 dollars of payroll depending on the industry. Costs depend on your business type revenue location and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Atlantic Highlands businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. New Jersey law mandates workers compensation for all businesses with employees. Businesses near the water may also need marine liability or flood insurance.
How do I choose a commercial insurance agent in Atlantic Highlands?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks like coastal weather and seasonal tourism. Check that they represent multiple insurance carriers to find competitive rates.
Are there New Jersey specific requirements for commercial insurance?
Yes New Jersey requires all businesses with employees to carry workers compensation insurance. Commercial auto policies must meet New Jersey minimum liability limits. The state also has strict regulations for liquor liability and professional liability coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.