The top-rated commercial insurance agent in Hampton, New Hampshire is Bean Insurance Agency LLC, rated 4.9 stars across 66 reviews. Other highly rated options include Tobey & Merrill Insurance, Granite State Insurance and Risk Management, LLC, Camden Mitchell: Allstate Insurance. This directory lists 13 commercial insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bean Insurance Agency LLC | 151 Winnacunnet Rd | (603) 926-3830 |
| 2 | Tobey & Merrill Insurance | 20 High St | (603) 926-7655 |
| 3 | Granite State Insurance and Risk Management, LLC | 1 Park Ave | (603) 580-4706 |
| 4 | Camden Mitchell: Allstate Insurance | 387 Lafayette Rd STE 203 | (603) 929-3600 |
| 5 | Trim-Co/WG Insurance | 540 Lafayette Rd #4 | (603) 926-6600 |
| 6 | Brownell Insurance Center Inc | 860 Lafayette Rd # 2 | (603) 437-1992 |
| 7 | SIAA - The Agent Alliance | 234 Lafayette Rd | (603) 430-0055 |
| 8 | Baystate Financial - Hampton Bay Insurance- Jim Dearden | 1 Park Ave #1A-2 | (603) 502-2027 |
| 9 | Hampton Bay Insurance | 1 Park Ave #1A-2 | (603) 368-9067 |
| 10 | SAN Group | 234 Lafayette Rd | (800) 790-1395 |
Bean Insurance Agency LLC serves Hampton, New Hampshire, and the surrounding Seacoast region as a commercial insurance agent. The agency helps local businesses secure coverage to protect their operations, assets, and liability exposures. It works with various industries, adapting policies to meet specific risk management needs. Regular services include general liability, property insurance, and workers’ compensation. The agency also handles specialized coverage for contractors and commercial auto policies to keep businesses on the road.
Tobey & Merrill Insurance provides a comprehensive range of commercial insurance services in Hampton, New Hampshire, including liability, property, and workers’ compensation coverage. It offers thorough risk assessments to determine adequate policy limits for each business. The agency also provides maintenance plans for reviewing coverage as a company grows or changes operations. Clients can receive assistance with claims filing and policy adjustments throughout their contract period. The firm services a variety of properties in the area, including single-family homes used for business, apartments, retail shops, and restaurants.
Granite State Insurance and Risk Management, LLC serves local businesses, property managers, and homeowners in Hampton, New Hampshire, by assessing their commercial insurance needs and connecting them with appropriate coverage options. This includes general liability, property protection, and workers’ compensation policies tailored to various industries. The agency also advises on risk management strategies to help clients mitigate potential losses. Its services extend to the greater Seacoast region, including neighboring communities such as Seabrook and North Hampton.
Serving Hampton, NH, and surrounding communities, Camden Mitchell: Allstate Insurance provides commercial insurance coverage for local businesses. It handles general liability, property, and workers’ compensation policies to protect companies from common operational risks. The agency typically begins a job by assessing each business’s specific exposures through a detailed consultation. From there, it customizes a coverage plan designed to address those identified vulnerabilities while staying within the client’s operational budget.
Trim-Co/WG Insurance in Hampton, NH distinguishes between one-time commercial insurance policies designed for short projects or seasonal needs and recurring annual plans that provide continuous coverage for ongoing business operations. The agency focuses on crafting coverage that addresses liability, property, and industry-specific exposures local companies commonly face. Its service model operates primarily on a scheduled, policy-renewal basis, with additional support available as needed for policy adjustments or incident claims.
Brownell Insurance Center Inc serves the greater Hampton, New Hampshire area as a commercial insurance agency. The company specializes in designing tailored coverage programs that can include general liability, property protection, and workers’ compensation policies. These offerings are developed to address the specific operational risks faced by local businesses. The firm can assist commercial enterprises across various sectors, including offices needing professional liability coverage, warehouses requiring inventory and equipment protection, and food service operations handling product liability and premises safety concerns.
SIAA - The Agent Alliance in Hampton, NH, offers specialty commercial insurance services for contractors, manufacturers, and technology firms. It also provides general business coverage for main street retail, professional services, and property management. The agency works with multiple carriers to tailor policies to individual business risks. Local operations require careful management of seasonal factors such as winter weather liabilities for commercial properties or temporary staffing needs during peak tourist periods.
When winter storms test the coastal communities of Hampton and the Seacoast, Baystate Financial - Hampton Bay Insurance- Jim Dearden helps local businesses review their property and liability exposures. As a commercial insurance agent in this region, the firm evaluates risks specific to retail shops, contractors, and marine operators. Coverage conversations often address waterfront property hazards and seasonal liability fluctuations. Clients begin with a thorough on-site assessment of their business operations and current policies, ensuring the agent can inspect the physical premises and discuss protection gaps directly.
Hampton Bay Insurance provides general commercial insurance agent services to businesses in the Hampton, New Hampshire area. The agency helps clients assess their liability, property, and operational risks, then matches them with appropriate coverage options from various carriers. Its specialty add-ons include customized policies designed to address specific industry exposures that standard packages may not fully cover. The agency serves commercial sectors such as offices seeking professional liability protection, warehouses requiring robust inventory and equipment coverage, and food service operations needing protection for equipment, supplies, and public liability.
SAN Group provides insurance coverage for residences in Hampton, New Hampshire, helping protect homes and belongings against common local risks. For local business owners, the agency also arranges commercial insurance policies tailored to properties and operations in the area. Service spans the Hampton region and nearby communities. Clients frequently return between regular visits for policy updates, endorsements, or claims guidance, ensuring their coverage stays aligned with changing needs between service intervals.
What Does a a Commercial Insurance Agent in Hampton Cost?
The cost of commercial insurance in New Hampshire varies widely by business type, size, and location. A small retail shop in Hampton might pay between $500 and $1,500 per year for general liability, while a construction contractor could pay $2,000 to $5,000 or more. Premiums are influenced by your claims history, payroll, and property values. This is general information and not insurance advice.
About commercial insurance agents in Hampton
Commercial insurance agents in Hampton, New Hampshire help local businesses find coverage for liability, property, and workers compensation. New Hampshire law does not require businesses to carry general liability insurance, but many landlords and contracts do require it. Agents in Hampton can guide you through the specific needs of your business, from a small retail shop to a construction company.
Frequently Asked Questions
What types of commercial insurance do Hampton businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Workers compensation is required in New Hampshire if you have employees, unless you are a sole proprietor. An agent can help you assess which policies fit your specific operations.
How do I choose a commercial insurance agent in Hampton?
Look for an agent who is licensed in New Hampshire and has experience with your industry. Ask about their familiarity with local risks, such as coastal weather exposure in Hampton. You can check an agents license through the New Hampshire Insurance Department.
Does New Hampshire have any special insurance requirements for businesses?
New Hampshire does not have a state sales tax, but businesses must carry workers compensation insurance if they have employees. There is no state requirement for general liability, but many clients and leases demand it. An agent can explain other state-specific rules, such as those for liquor liability if you serve alcohol.
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