Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 3 commercial insurance agents in University City, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Turnquist Buckley Organization
7384 Pershing Ave, University City, MO 63130
(720) 503-9808
agency.ailife.com
John A Smith - State Farm Insurance Agent
7165 Delmar Blvd Apt 111, University City, MO 63130
(314) 726-4757
statefarm.com
American Family MO & IN Branches American Family Insurance
8624 Olive Blvd, University City, MO 63132
(314) 921-8200
amfam.com
What Does a Commercial Insurance Agent in University City Cost?
Typical costs for commercial insurance in Missouri vary by industry size and location. A small retail store might pay 500 to 1500 per year for general liability while a construction business could pay 3000 to 8000 annually for a package policy. Workers compensation rates in Missouri are set by the state and average around 1.50 per 100 of payroll for low risk jobs. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in University City need?
Common coverages include general liability commercial property workers compensation and commercial auto. Missouri law mandates workers comp for businesses with five or more employees. Your agent can tailor a policy to your specific industry and risks.
How do Missouri insurance laws affect my business policy?
Missouri follows a tort system for auto liability meaning you must carry minimum limits of 25000 per person and 50000 per accident for bodily injury. Workers compensation laws in Missouri are strict and failure to carry coverage can result in fines. An agent can explain how these laws apply to your business.
Can a commercial insurance agent help with business interruption coverage?
Yes many agents offer business interruption insurance which replaces lost income if your University City business must close due to a covered event. This coverage is not required by Missouri law but is often recommended for retail and service businesses.