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Find Commercial Insurance Agents Near You in Duluth, MN

Directory of commercial insurance agents in Duluth, Minnesota. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 commercial insurance agents in Duluth, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324 dwightswanstrom.com
Benes Insurance Services
434-B N 57th Ave W, Duluth, MN 55807
(218) 628-6180 benesinsurance.com
Acrisure Duluth, MN (Solutions Insurance Agencies)
2000 W Superior St suite 201, Duluth, MN 55806
(218) 628-1878 acrisure.com

Commercial insurance agents in Duluth Minnesota help local businesses find the right coverage for their operations. Minnesota law requires certain types of commercial insurance such as workers compensation for most employers. An agent can guide you through options like general liability property insurance and commercial auto to protect your business in the Duluth area.

What Does a Commercial Insurance Agent in Duluth Cost?

Typical costs for commercial insurance in Minnesota depend on your industry revenue and claims history. A small office based business might pay 400 to 800 dollars per year for a business owner policy. A restaurant or contractor may pay 2000 to 5000 dollars annually. Larger businesses with higher risks can pay 10000 dollars or more. These are general estimates and your actual cost will vary. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance does a Duluth business need?
Most Duluth businesses need general liability insurance and property insurance. Minnesota law requires workers compensation insurance for businesses with one or more employees. Commercial auto insurance is also required for any vehicles used for business purposes.
How do I choose a commercial insurance agent in Duluth Minnesota?
Look for an agent who is licensed in Minnesota and has experience with your industry. Ask about their knowledge of local risks like weather or shipping on Lake Superior. Check their reputation with the Minnesota Department of Commerce.
What is the cost of commercial insurance in Duluth Minnesota?
Costs vary based on business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars or more annually. Your agent can provide quotes specific to your business.