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Compare Commercial Insurance Agents in Circle Pines, MN

Directory of commercial insurance agents in Circle Pines, Minnesota. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Circle Pines, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 commercial insurance agents in Circle Pines, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Doperalski - State Farm Insurance Agent
3453 Lake Dr Suite 120, Circle Pines, MN 55014
(952) 955-9095 insurancemnsf.com
Onyx Insurance Brokers Inc
3521 88th Ave NE, Circle Pines, MN 55014
(651) 964-4020 onyxinsurancebrokers.com
Unidale Insurance Agency
4010 Lovell Rd NE, Circle Pines, MN 55014
(651) 227-8251 unidaleinsurance.com
Greg Ganyo Insurance Agency
3521 88th Ave NE, Circle Pines, MN 55014
(651) 415-1117 ganyoagency.com

What Does a Commercial Insurance Agent in Circle Pines Cost?

Typical costs for commercial insurance in Minnesota vary widely. A small business might pay between 500 and 3,000 dollars per year for general liability insurance. Workers compensation premiums average about 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can range from 1,200 to 2,500 dollars annually. These are general estimates; your actual cost will depend on your specific business risks and coverage choices. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in Minnesota?
Minnesota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by contracts or lenders.
How do I choose a commercial insurance agent in Circle Pines?
Look for an agent who is licensed in Minnesota and has experience with businesses in your industry. Ask about their knowledge of local risks, such as weather-related property damage or liability issues common in the area. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.
What factors affect the cost of commercial insurance in Minnesota?
Costs depend on your business type, number of employees, annual revenue, location, and claims history. For example, a construction company in Circle Pines may pay more for liability coverage than a retail store. Minnesota weather risks like hail or snow can also increase property insurance premiums.