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Compare Commercial Insurance Agents in Oxford, MI

Directory of commercial insurance agents in Oxford, Michigan. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 5 commercial insurance agents in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505 communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604 curtisinsuranceagency.com
Melisa Counelis Farm Bureau Insurance
115 S Washington St, Oxford, MI 48371
(248) 929-5896 insurancemommi.com
Rich Dagenais Insurance
826 S Lapeer Rd # C, Oxford, MI 48371
(248) 628-4900
VTC Insurance Group - Oxford
1097 S Lapeer Rd Suite B, Oxford, MI 48371
(248) 628-2565 vtcins.com

What Does a Commercial Insurance Agent in Oxford Cost?

Commercial insurance costs in Michigan vary widely by industry, business size, and coverage limits. A small retail shop might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $20,000 or more. Workers compensation rates are set by the state and depend on payroll and job classification. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Michigan businesses need?
Michigan law requires workers compensation insurance for most employers with one or more employees. Businesses with vehicles need commercial auto insurance with minimum liability limits. Other common coverages include general liability, property insurance, and professional liability depending on the industry.
How does a commercial insurance agent in Oxford help my business?
A local agent understands the risks specific to Oxford and surrounding areas. They can compare policies from multiple carriers to find coverage that fits your budget and meets Michigan legal requirements. They also help with claims and policy changes as your business grows.