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Find Commercial Insurance Agents Near You in Harper Woods, MI
Compare commercial insurance agents in Harper Woods. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Harper Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 commercial insurance agents in Harper Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nations Insurance Agency
19254 Kelly Rd, Harper Woods, MI 48225
(313) 521-3500
progressiveagent.com
The Peppler Agency
20658 Harper Ave, Harper Woods, MI 48225
(313) 881-4623
peppleragy.com
BakerHopp Insurance Group
20789 Harper Ave, Harper Woods, MI 48225
(313) 886-6770
bakerhopp.com
Commercial insurance agents in Harper Woods Michigan help local businesses find coverage for property liability and workers compensation. Michigan law requires businesses with employees to carry workers compensation insurance unless they are sole proprietors or certain exempt entities. An agent can explain how Michigan no-fault auto rules affect commercial fleet policies and help you comply with state requirements.
What Does a Commercial Insurance Agent in Harper Woods Cost?
Typical costs for commercial insurance in Michigan vary by business type size and location. A small retail shop in Harper Woods might pay 500 to 1,500 per year for general liability. A contractor with vehicles could pay 2,000 to 5,000 annually for a package policy. Workers compensation costs are based on payroll and classification codes set by the Michigan Workers Compensation Agency. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in Harper Woods typically need?
Most businesses need general liability insurance property insurance and workers compensation. Michigan law requires workers comp for employers with one or more employees. Agents can also recommend commercial auto insurance for vehicles used in business and professional liability for service providers.
How does Michigan no-fault insurance affect commercial auto policies?
Michigan is a no-fault state which means your commercial auto policy must include personal injury protection (PIP) for medical expenses. An agent can help you choose PIP coverage limits that comply with Michigan law and fit your business needs.
Can a commercial insurance agent help with business interruption coverage?
Yes agents can help you add business interruption insurance to your policy. This coverage replaces lost income if your business must close due to a covered event like a fire or storm. It is not required by Michigan law but is often recommended for small businesses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.