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Compare commercial insurance agents in Watertown. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 commercial insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Commercial insurance agents in Watertown Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires all employers to carry workers compensation insurance. Agents in Watertown can guide you through state-specific requirements like the Massachusetts Workers Compensation Act and general liability minimums.
What Does a Commercial Insurance Agent in Watertown Cost?
Typical costs for commercial insurance in Massachusetts vary widely. A small business might pay between 500 and 3000 dollars per year for general liability insurance. Workers compensation costs depend on payroll and industry classification with rates set by the Massachusetts Workers Compensation Rating Bureau. Commercial auto insurance can range from 1200 to 5000 dollars annually. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This information is for general educational purposes and is not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Watertown businesses typically need?
Most Watertown businesses need general liability insurance property insurance and workers compensation. Massachusetts law requires workers comp for any business with one or more employees. Many also need commercial auto insurance for company vehicles.
How do Massachusetts insurance laws affect Watertown business owners?
Massachusetts has specific requirements for commercial auto insurance including no-fault coverage. The state also mandates that all employers provide workers compensation insurance. A local agent can help you comply with these laws and avoid penalties.
Can a Watertown commercial insurance agent help with business interruption coverage?
Yes many Watertown agents offer business interruption insurance which covers lost income if your business must close due to a covered event. This is especially useful for retail and service businesses in the Watertown area.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.