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Commercial Insurance Agents in Upton, MA

Looking for a commercial insurance agent in Upton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Upton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 commercial insurance agents in Upton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rutfield Insurance Agency
33 Main St, Upton, MA 01568
(508) 839-1500 rutfieldinsurance.com
Duane Alger Insurance
33 Main St, Upton, MA 01568
(508) 529-7747 rutfieldinsurance.com

Commercial insurance agents in Upton Massachusetts help local businesses find the right coverage for their specific needs. Massachusetts requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and help protect your business assets.

What Does a Commercial Insurance Agent in Upton Cost?

The cost of commercial insurance in Massachusetts varies widely by industry, business size, and coverage limits. A small retail shop in Upton might pay between $500 and $1,500 per year for general liability, while a construction contractor could pay $3,000 to $10,000 or more for a package policy. Workers compensation rates are set by the state and depend on payroll and job classification. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Upton businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto insurance. Massachusetts law requires workers compensation for most businesses with employees, and commercial auto insurance must meet state minimums of 20/40/5 for liability.
How do I find a commercial insurance agent in Upton?
You can search online directories or ask other local business owners for referrals. Many agents in the area are licensed in Massachusetts and understand the specific risks for businesses in Worcester County.
Is commercial insurance required by law in Massachusetts?
Yes, Massachusetts requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often needed by landlords or contracts.