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Commercial Insurance Agents in Southbridge, MA

Looking for a commercial insurance agent in Southbridge? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Southbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 commercial insurance agents in Southbridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Connor & Company/Burnham and Nale Insurance Agency
176 Main St Suite 340, Southbridge, MA 01550
(508) 765-0651 oconnorinsurance24-7.com
O'Connor & CO / Desrosier Insurance
176 Main St, Southbridge, MA 01550
(508) 764-4321 oconnorinsurance24-7.com

What Does a Commercial Insurance Agent in Southbridge Cost?

Typical costs for commercial insurance in Massachusetts vary widely. A small retail shop might pay 500 to 1500 per year for general liability. Workers compensation premiums average 1.50 to 3.00 per 100 of payroll depending on industry risk. Commercial auto insurance for a single vehicle often ranges from 1200 to 3000 annually. These are general estimates and your actual cost will depend on your specific business operations location and coverage limits. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Southbridge businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto insurance. Massachusetts law mandates workers compensation for all employers with one or more employees. Your agent can help you assess risks specific to your industry.
How do Massachusetts insurance laws affect my business policy?
Massachusetts requires businesses to carry a minimum of 20 per person and 40 per accident in commercial auto liability coverage. Workers compensation must be purchased through a licensed carrier in the state. An agent can explain how these minimums apply to your Southbridge business.
Can a commercial insurance agent help me save money on premiums?
Yes an agent can compare quotes from multiple carriers to find competitive rates. They can also recommend bundling policies or adjusting deductibles to lower costs. However actual savings depend on your business type claims history and coverage needs.