The top-rated commercial insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include David White - GEICO Insurance Agent, Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC. This directory lists 15 commercial insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amparo Insurance LLC | 160 Gould St | (866) 746-0004 |
| 2 | David White - GEICO Insurance Agent | 120 Highland Ave | (781) 707-9929 |
| 3 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 4 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 5 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 6 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 7 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 8 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 9 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 10 | Provider Group | 160 Gould St # 122 | (781) 444-0347 |
Amparo Insurance LLC offers a comprehensive range of commercial insurance services designed to protect businesses from operational risks and liability exposures. The agency provides ongoing service and maintenance plans to help clients review their coverage periodically, ensuring policies remain aligned with changing business needs and local regulations. Based in Needham, MA, the company serves a variety of property types throughout the region, including single-family homes, apartments, retail establishments, and restaurants.
David White - GEICO Insurance Agent serves the Needham, Massachusetts area and surrounding communities as a commercial insurance agent. The agency helps local business owners secure coverage designed to protect their operations and assets from various workplace risks. Their services include evaluating company needs and comparing policies to find appropriate limits and deductibles. Among the specific commercial coverages available are general liability insurance for premises and operations, as well as workers compensation insurance for employee injuries on the job.
Acrisure Needham, MA (Aronson Insurance) serves local businesses, property managers, and commercial enterprises throughout the area with comprehensive commercial insurance agent services. It offers tailored guidance on general liability, property coverage, and workers’ compensation policies to help protect company assets and operations. The office works closely with clients to assess risk and secure appropriate coverage from multiple carriers. Its designated service area includes the greater Boston metro, with particular focus on neighboring communities such as Newton and Wellesley for additional business clientele.
AMD Insurance Group, LLC serves the Needham, MA area as a commercial insurance agent, differentiating between one-time policies for short-term projects and recurring coverage for ongoing business operations. The firm addresses common liability, property, and workers’ compensation exposures faced by local enterprises. Client service for both new and renewal policies generally runs on a scheduled basis, with additional as-need consultations available when coverage questions arise.
As local businesses in Needham prepare for the seasonal shifts in occupancy or liability risks, Cohen-Miles Insurance Inc advises on the specific commercial coverage needed to protect evolving assets. The agency, operating as a commercial insurance agent, structures policies to address property, liability, and worker protection requirements common to small and mid-sized firms in the area. The initial step involves a thorough inspection of the business premises or a detailed assessment of current operations to tailor the right protection approach.
Safety Northeast Insurance Agency, located in Needham, MA, specializes in commercial property, liability, and workers’ compensation policies for local businesses. It also advises clients on risk management strategies to protect their operations and assets. The agency works with companies of various sizes to secure coverage that meets regulatory requirements and industry standards. As winter approaches, the agency helps businesses address specific concerns such as snow removal liabilities and slip-and-fall exposure on commercial premises.
Serving Needham and its surrounding communities across the Greater Boston area, Kaplansky Insurance - Needham Branch handles commercial insurance for local businesses. The agency addresses common risks including property, liability, and workers' compensation coverage for operators of various sizes. For a typical job, an agent reviews the client’s specific operations and revenue to identify exposures, then compares policies from multiple carriers to match coverage limits with the business’s actual risk profile.
Haskell Insurance Agency, based in Needham, Massachusetts, works with businesses to secure commercial insurance policies that address their unique operational exposures. The agency helps clients customize coverage beyond standard general liability and property policies, including specialized options such as professional liability, workers’ compensation, and commercial auto protection. This flexibility allows the agency to serve a diverse range of local commercial sectors, including offices, warehouses, and food service establishments.
Barry and Farrell Insurance Agency, Inc. in Needham, MA assists local residents with home and auto coverage for personal property. The agency also provides commercial insurance solutions tailored to small and mid-sized businesses operating in the greater Boston area. Their agents work with clients to design appropriate policies covering liability, property, and equipment. Customers often return to the agency between their policy renewal dates for advice on adding new vehicles or adjusting coverage for changing business operations.
What Does a a Commercial Insurance Agent in Needham Cost?
Commercial insurance costs in Massachusetts vary widely by business type, size, location, and risk factors. A small retail shop might pay 500 to 2 thousand dollars per year for general liability, while a construction company could pay 5 thousand to 20 thousand dollars or more for combined coverages. Workers compensation rates are set by the state and depend on your industry classification and payroll. This is general information and not insurance advice.
About commercial insurance agents in Needham
Commercial insurance agents in Needham Massachusetts help local businesses secure coverage tailored to their specific needs. Massachusetts law requires most employers to carry workers compensation insurance and commercial auto insurance for company vehicles. A local agent can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do Needham businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Massachusetts mandates workers comp for most businesses with employees and commercial auto for any business-owned vehicles. An agent can assess your specific risks.
How do I choose a commercial insurance agent in Needham?
Look for an agent with experience in your industry and knowledge of Massachusetts insurance regulations. Check their licensing through the Massachusetts Division of Insurance. Ask about their claims process and how they handle policy renewals.
What is the minimum liability coverage for commercial auto in Massachusetts?
Massachusetts requires commercial auto policies to have at least 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury, plus 5 thousand dollars for property damage. Higher limits are recommended for most businesses.