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Compare Commercial Insurance Agents in Groton, MA

Compare commercial insurance agents in Groton. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Groton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 commercial insurance agents in Groton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EXIT Assurance Realty
161 Main St, Groton, MA 01450
(508) 864-7487 exitassurance.com
D. Francis Murphy Insurance Agency
201 Main St, Groton, MA 01450
(978) 448-3900 dfmurphy.com

Commercial insurance agents in Groton Massachusetts help local businesses find coverage for property damage liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under Chapter 152 of the General Laws. An agent can explain policy options and help you meet state requirements for your specific business type.

What Does a Commercial Insurance Agent in Groton Cost?

Typical costs for commercial insurance in Massachusetts vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor may pay 3000 to 8000 dollars annually for combined coverage. Workers compensation premiums are calculated per 100 dollars of payroll and vary by industry class code. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Groton businesses typically need?
Common coverages include general liability commercial property and workers compensation. Massachusetts also requires commercial auto insurance for business vehicles. An agent can assess your risks and recommend appropriate policies.
Does Massachusetts require specific commercial insurance for contractors?
Yes contractors in Massachusetts must carry workers compensation insurance if they have employees. General liability insurance is also strongly recommended. Some municipalities like Groton may require proof of insurance for building permits.
How do commercial insurance agents in Groton determine policy costs?
Agents evaluate your business type revenue number of employees and claims history. They also consider the location and specific risks of your Groton business. Premiums are quoted based on these factors and the coverage limits you choose.