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Directory of commercial insurance agents in Gardner, Massachusetts. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Gardner, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 commercial insurance agents in Gardner, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HUB International
86 Parker St, Gardner, MA 01440
(978) 632-3400
hubinternational.com
ICNE, Insurance Center of New England
90 Parker St, Gardner, MA 01440
(800) 243-8134
icne.com
Gardner Health insurance agency
86-90 Parker St, Gardner, MA 01440
(413) 307-0031
malinheinis1729198.wixsite.com
Universal Insurance Agency
33 Pearson Blvd, Gardner, MA 01440
(508) 752-9333
universalinsagency.com
Commercial insurance agents in Gardner Massachusetts help local businesses find coverage for property liability and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance. A local agent can guide you through state-specific requirements and help protect your business assets.
What Does a Commercial Insurance Agent in Gardner Cost?
Commercial insurance costs in Massachusetts vary widely by industry and risk level. A small retail shop might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums average around 1.50 to 3.00 dollars per 100 dollars of payroll depending on your business class. Larger businesses with higher risks may pay significantly more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Gardner businesses need?
Common coverages include general liability property insurance and workers compensation. Massachusetts law requires workers comp for most businesses with employees. Your agent can also help with commercial auto and professional liability policies.
How does Massachusetts law affect commercial insurance in Gardner?
Massachusetts has specific requirements for workers compensation and commercial auto insurance. The state requires businesses with even one employee to carry workers comp. Agents in Gardner understand these local laws and can help you stay compliant.
What information do I need to get a commercial insurance quote in Gardner?
You will need your business details including number of employees annual revenue and type of operations. For workers comp you will need your payroll and classification codes. An agent can explain what documents are required for your specific industry.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.