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Browse commercial insurance agents serving Charlton, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Charlton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 commercial insurance agents in Charlton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anastasi Insurance Agency
4 Brookfield Rd, Charlton, MA 01507
(508) 248-1440
anastasiinsurance.com
The Bair Insurance Agency
58 A F Putnam Rd, Charlton, MA 01507
(508) 248-4204
bairinsurance.com
Commercial insurance agents in Charlton Massachusetts help local businesses manage risk with tailored coverage options. Massachusetts law requires all employers to carry workers compensation insurance for most employees. An agent can guide you through state specific requirements and find policies that match your business needs.
What Does a Commercial Insurance Agent in Charlton Cost?
Typical costs for commercial insurance in Massachusetts vary widely by industry size and risk level. A small retail shop might pay between $500 and $1,500 per year for general liability. Workers compensation premiums depend on payroll and classification codes and can range from $0.50 to $5.00 per $100 of payroll. Business auto policies often start around $1,200 per year per vehicle. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Charlton businesses typically need?
Common coverages include general liability property insurance workers compensation and commercial auto. Massachusetts requires workers comp for businesses with any employees unless exempt. Your agent can assess your specific risks and recommend appropriate policies.
How does a commercial insurance agent in Charlton charge for their services?
Most commercial insurance agents in Massachusetts are paid through commissions from insurance carriers. This means you typically do not pay a separate fee for their advice. Some agents may charge a consulting fee for complex risk assessments.
Does Massachusetts have specific insurance requirements for home based businesses in Charlton?
Yes home based businesses often need separate commercial policies because standard homeowners insurance excludes business liability. Massachusetts does not have a specific home business law but your agent can help you comply with local zoning and insurance requirements.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.