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Commercial Insurance Agents in Severn, MD

Compare commercial insurance agents in Severn. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Severn, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 commercial insurance agents in Severn, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ivan Henderson - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 674-2886 ivanhenderson.com
Marie Waring - State Farm Insurance Agent
8158 Telegraph Rd, Severn, MD 21144
(410) 551-4666 mariewaring.com

Commercial insurance agents in Severn, Maryland help business owners find coverage for property, liability, and workers compensation. Maryland law requires most employers to carry workers compensation insurance. A local agent can guide you through these requirements and find policies that fit your business needs.

What Does a Commercial Insurance Agent in Severn Cost?

Typical costs for a small business commercial insurance package in Maryland range from $500 to $3,000 per year for general liability. Workers compensation costs average $1.50 to $3.00 per $100 of payroll. A business owners policy combining property and liability often costs $1,000 to $5,000 annually. These are general estimates and your actual costs will vary based on your specific business risks and coverage needs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in Maryland?
Maryland law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Severn?
Look for an agent with experience in your industry and knowledge of Maryland insurance laws. Check their licensing through the Maryland Insurance Administration. Ask about their claims process and how they handle policy renewals.
What factors affect commercial insurance costs in Maryland?
Costs depend on your business type, number of employees, revenue, and claims history. Location in Severn and specific risks like flood zones or crime rates also matter. Maryland has a competitive insurance market which can help keep rates reasonable.