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Directory of commercial insurance agents in Berwick, Maine. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Berwick, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 commercial insurance agents in Berwick, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spence & Mathews Insurance
4 Sullivan St, Berwick, ME 03901
(800) 595-2565
spenceandmathews.com
Northeast Bank Insurance Group Inc: Campbell Donald
4 Sullivan St # 715, Berwick, ME 03901
(207) 698-1210
Commercial insurance agents in Berwick Maine assist local businesses with coverage for property liability and workers compensation. Maine law requires most employers to carry workers compensation insurance under Title 39-A. Agents in this area understand the unique risks faced by southern Maine businesses including seasonal tourism and coastal weather concerns.
What Does a Commercial Insurance Agent in Berwick Cost?
Commercial insurance costs in Maine vary widely by industry size and location. A small retail shop in Berwick might pay 500 to 1500 per year for general liability. Workers compensation rates in Maine average around 1.50 per 100 dollars of payroll but can be higher for high risk jobs. Business owners policy packages often range from 1000 to 3000 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Berwick Maine businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Maine law requires workers comp for businesses with one or more employees. An agent can help you assess your specific risks.
How do Maine insurance laws affect Berwick business policies?
Maine requires commercial auto insurance minimums of 50k per person and 100k per accident for bodily injury. The state also mandates workers compensation coverage. Your agent can explain how these requirements apply to your business.
Can a Berwick agent help with business interruption insurance?
Yes many agents offer business interruption coverage which replaces lost income if your business must close due to a covered event. This is important for Berwick businesses near the coast that may face storm or flood risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.