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Browse commercial insurance agents serving Lake Charles, Louisiana. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Lake Charles, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 20 commercial insurance agents in Lake Charles, LA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hight-Doland Agency: Allstate Insurance
3405 Lake St, Lake Charles, LA 70605
(337) 474-2020
agents.allstate.com
Freeway Insurance
3303 Ryan St, Lake Charles, LA 70601
(337) 573-6008
locations.freeway.com
Kelly Lee Insurance
3205 Ryan St, Lake Charles, LA 70601
(337) 656-2890
kellyleeinsurance.com
Direct Auto Insurance
3419 Ryan St, Lake Charles, LA 70605
(337) 475-0123
local.directauto.com
Goosehead Insurance - James Bice
417 W College St, Lake Charles, LA 70605
(337) 313-2603
goosehead.com
Goosehead Insurance - Garet Berry
113 W Sallier St, Lake Charles, LA 70601
(337) 347-7022
goosehead.com
John Fear: Allstate Insurance
1634 Ryan St, Lake Charles, LA 70601
(337) 419-0755
agents.allstate.com
Goosehead Insurance - Jeff Jones
4216 Lake St, Lake Charles, LA 70605
(225) 960-4370
goosehead.com
Insurance Unlimited
3111 Ryan St, Lake Charles, LA 70601
(337) 477-6922
insunlimited.com
Curtis Insurance
509 7th St, Lake Charles, LA 70601
(337) 433-1683
curtisinsuranceswla.com
Shelter Insurance - Ross Byrley
4566 Lake St, Lake Charles, LA 70605
(337) 478-8349
shelterinsurance.com
Insurance World, Inc.
5640 Gerstner Memorial Blvd, Lake Charles, LA 70607
(337) 478-6767
insurance-world.com
Lyons Insurance
3100 Lake St, Lake Charles, LA 70601
(337) 478-4466
Raymond M. Fondel Jr. Insurance Agency
3001 Gerstner Memorial Dr, Lake Charles, LA 70601
(337) 433-6052
Ratliff-Myers Insurance
3311 Ernest St, Lake Charles, LA 70601
(337) 433-1000
ratliffinsurance.com
Union National Life Insurance
642 W McNeese St, Lake Charles, LA 70605
(337) 478-6363
Lake Area Insurance Group
407 Sam Houston Jones Pkwy Ste. A, Lake Charles, LA 70611
(337) 419-1965
lakeareainsurance.com
Higginbotham - Lake Charles
700 W Prien Lake Rd Suite 200, Lake Charles, LA 70601
(337) 475-7441
higginbotham.com
Demarie Insurance Agency
3221 Ryan St A, Lake Charles, LA 70601
(337) 474-4555
demarieinsurance.com
Louisiana Companies
1628 Ryan St, Lake Charles, LA 70601
(337) 310-1151
lacompanies.com
Commercial insurance agents in Lake Charles Louisiana help business owners secure coverage for property, liability, and workers compensation. Louisiana law requires certain businesses to carry specific insurance, such as commercial auto liability for vehicles used in work. Local agents understand the unique risks of the Lake Charles area, including hurricane exposure and oil industry operations.
What Does a Commercial Insurance Agent in Lake Charles Cost?
Commercial insurance costs in Louisiana vary by industry, business size, and risk factors. A small retail shop might pay 500 to 2,000 per year for general liability, while a construction company could pay 5,000 to 20,000 or more for combined policies. Workers compensation rates in Louisiana average around 1.50 per 100 of payroll but differ by classification. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Lake Charles businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Louisiana law requires workers compensation for most employers with one or more employees. Agents can also recommend business interruption insurance for hurricane-related closures.
How does Louisiana law affect commercial insurance requirements?
Louisiana Revised Statute 23:1168 requires employers to carry workers compensation insurance. Commercial auto policies must meet Louisiana minimum liability limits of 15,000 per person and 30,000 per accident for bodily injury. Agents help ensure your policy complies with state regulations.
Can a commercial insurance agent help with hurricane coverage in Lake Charles?
Yes. Lake Charles is in a high-risk hurricane zone. Agents can help you obtain windstorm and flood insurance, which are often separate from standard property policies. They can also advise on deductibles and coverage limits specific to Louisiana coastal areas.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Louisiana.