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Compare Commercial Insurance Agents in Independence, KY
Directory of commercial insurance agents in Independence, Kentucky. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 commercial insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Ballard Benefits Group Inc
Taylor Mill Rd, Independence, KY 41051
(859) 356-2416
ballardbenefits.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
Commercial insurance agents in Independence, Kentucky help business owners find coverage for property, liability, and workers compensation. Kentucky law requires most employers to carry workers compensation insurance if they have one or more employees. A local agent can explain how Kentucky regulations affect your business insurance needs.
What Does a Commercial Insurance Agent in Independence Cost?
Commercial insurance costs in Kentucky vary widely by business type, size, and risk level. A small retail shop might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more. Workers compensation rates in Kentucky are set by the state and depend on your industry classification. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Kentucky businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Kentucky law requires workers compensation for most businesses with employees. Your agent can help you decide which coverages fit your business.
How do Kentucky insurance laws affect my business policy?
Kentucky follows a fault-based system for auto accidents, and businesses must carry minimum liability limits. The state also has specific rules for workers compensation and unemployment insurance. An agent can explain how these laws apply to your business.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.