The top-rated commercial insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Shane Bietry - State Farm Insurance Agent, Richard Lake: Allstate Insurance. This directory lists 12 commercial insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Shane Bietry - State Farm Insurance Agent | 4748 National Rd E | (765) 598-5757 |
| 4 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 5 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 6 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 7 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 8 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 9 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
| 10 | Indiana Farm Bureau Insurance | 1330 W Industries Rd | (765) 962-9548 |
Angie Witherby - State Farm Insurance Agent serves the Richmond, Indiana metro area and surrounding Wayne County communities as a commercial insurance agent. The agency helps local business owners secure essential insurance coverage to protect their operations from common financial risks. Commercial policies are tailored to the specific needs of companies operating in this region, including those in agriculture and small retail. The agency handles general liability coverage and commercial property insurance for businesses in the Richmond area.
Acceptance Insurance in Richmond, Indiana is known for helping local businesses manage their unique liability and property exposures. The agency provides a comprehensive range of commercial insurance services, including general liability, workers' compensation, and commercial auto coverage tailored to area enterprises. For added protection, clients can customize their policies with specialized cyber liability insurance to guard against data breaches and digital risks.
Shane Bietry - State Farm Insurance Agent in Richmond, IN, provides a full range of commercial insurance services, including general liability, property, and business interruption coverage. It offers ongoing account management and policy review to help businesses maintain adequate protection as their needs evolve. The agency works with local business owners to tailor coverage for various commercial properties, including single-family homes used for business, apartment complexes, retail stores, and full-service restaurants.
Richard Lake: Allstate Insurance serves homeowners, businesses, and property managers in Richmond, Indiana, offering commercial insurance agent services such as liability coverage, property protection, and business interruption policies. These policies are designed to help local entrepreneurs and property owners manage risk and safeguard their assets. The agency also provides guidance on selecting appropriate coverage limits for various commercial operations. Its service area extends to nearby communities such as Connersville and New Castle.
McGowan Insurance Group in Richmond, Indiana provides commercial insurance agents who present clients either one-time policy consultations or more recurring service arrangements for ongoing business needs. Their office counsel addresses coverage for general liability, property protection, and workers’ compensation exposures common among local enterprises. Factual risk assessments help area companies secure appropriate policies tailored to their operational requirements. Agents deliver these services on a scheduled basis, aligning with client renewal cycles and new business developments within the community.
VanVleet Insurance serves Richmond, Indiana, and the surrounding Wayne County communities. It handles a full range of commercial insurance policies for local businesses. The agency works with clients to assess their specific operational risks and liability exposures. It structures coverage packages that address property, general liability, and workers' compensation needs. To handle a typical job, it begins by reviewing the client's business operations, then compares options from multiple carriers to find a suitable and compliant policy fit.
Brian Fuller: Allstate Insurance specializes in commercial insurance agent services, providing coverage options tailored to local businesses in Richmond, IN. The company works to match policies with diverse operational needs, from property to liability protection. As seasons change, the agent helps local enterprises manage risks unique to winter weather, such as ice damage to storefronts or vehicle fleet incidents.
As local businesses in Richmond adjust to seasonal shifts in inventory and liability, Affordable Insurance Agency, Division of RMD-Patti Insurance, provides commercial insurance agent services tailored to area operations. The company works with business owners to review exposures such as property damage, general liability, and workers’ compensation. By understanding each client’s specific industry and daily risks, the agency helps match coverage to current needs. An initial assessment of the business premises and operations typically begins with a no-obligation consultation and on-site inspection to identify potential coverage gaps.
Mike Miller - State Farm Insurance Agent serves individuals and businesses in Richmond, Indiana, by providing core commercial coverage options. The agency specializes in customizing policies with relevant endorsements to address specific operational risks. For local companies, it delivers standard protections such as general liability and property insurance. Additionally, the agency can assist commercial clients in the area, including offices, warehouses, and food service establishments, with tailored insurance solutions.
Indiana Farm Bureau Insurance serves the Richmond, Indiana, area as a commercial insurance agent. The agency offers tailored coverage packages designed to protect local businesses from financial risks and liability exposures. Its team works closely with clients to assess operational needs and recommend appropriate policies. The firm handles essential commercial services, including general liability insurance and commercial property coverage for area enterprises.
What Does a a Commercial Insurance Agent in Richmond Cost?
Typical costs for commercial insurance in Indiana vary by industry coverage limits and risk factors. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually for a package policy. Workers compensation rates are set by class code and payroll. Costs depend on your specific business operations and claims history. This is general information not insurance advice.
About commercial insurance agents in Richmond
Commercial insurance agents in Richmond Indiana help businesses protect their assets with tailored coverage. Indiana law requires employers to carry workers compensation insurance if they have one or more employees. Agents can guide you through state specific requirements and find policies that match your industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do Richmond businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Indiana law mandates workers comp for most employers. An agent can assess your specific risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Richmond?
Look for an agent licensed in Indiana with experience in your industry. Ask about their carrier options and claims support. Check reviews and confirm they understand local regulations and business needs.
Does Indiana require commercial auto insurance for business vehicles?
Yes Indiana law requires minimum liability coverage for all registered vehicles used for business. Commercial auto policies often provide higher limits and additional protections beyond personal auto insurance.
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