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HomeCommercial Insurance AgentsIllinois › St. Charles

Find Commercial Insurance Agents Near You in St. Charles, IL

Browse commercial insurance agents serving St. Charles, Illinois. Updated 2026-07-14.

The top-rated commercial insurance agent in St. Charles, Illinois is Bill Nelson - State Farm Insurance Agent, rated 5.0 stars across 311 reviews. Other highly rated options include Chris Knapp - State Farm Insurance, Better Choice Insurance Group, Comparion Insurance Agency. This directory lists 19 commercial insurance agents serving St. Charles.

Showing 19 commercial insurance agents in St. Charles, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill Nelson - State Farm Insurance Agent1309 W Main St(630) 443-5100
2Chris Knapp - State Farm Insurance1103 W Main St(630) 584-8500
3Better Choice Insurance Group300 Cardinal Dr #220(847) 908-5665
4Comparion Insurance Agency2570 Foxfield Rd Suite 202(630) 232-8100
5Giuseppe Mastrolonardo Agency Inc American Family Insurance303 E Main St Uppr 1(630) 295-8514
6Relation Insurance - Joseph M. Wiedemann & Sons Inc303 E Main St STE B(847) 228-8400
7Rosenberg Insurance & Financial1121 E Main St Suite 200(630) 576-0009
8MLD Agency Inc.333 N Randall Rd Ste 28(630) 845-8678
9Donna Tonovitz - COUNTRY Financial Representative1750 E Main St STE 90(630) 549-7694
10Asim Hamidi: Allstate Insurance Saint Charles IL2020 Dean St STE J(630) 225-9325
BN
1309 W Main St
Bill Nelson - State Farm Insurance Agent
Commercial Insurance Agent · St. Charles, IL

Bill Nelson - State Farm Insurance Agent serves the St. Charles, IL area and the surrounding Fox River Valley region, specializing in commercial insurance coverage for local businesses. The agency works with owners to assess liability risks unique to their operations, such as those faced by retail shops and professional offices. Tailored policies often include property protection for equipment and inventory, as well as general liability and workers’ compensation packages designed to meet the needs of area enterprises. Commercial auto insurance and business interruption coverage are also provided for clients in this community.

CK
1103 W Main St
Chris Knapp - State Farm Insurance
Commercial Insurance Agent · St. Charles, IL

Chris Knapp - State Farm Insurance provides a full range of commercial insurance products tailored to protect local businesses in St. Charles, IL. The agency offers ongoing service and regular policy reviews to help clients adjust their coverage as their business evolves. Services include guidance on liability, property, and workers’ compensation needs. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

BC
300 Cardinal Dr #220
Better Choice Insurance Group
Commercial Insurance Agent · St. Charles, IL

Better Choice Insurance Group assists businesses, property managers, and local commercial property owners in the St. Charles, IL area with their insurance coverage needs. They help clients navigate general liability, property protection, and workers’ compensation policies. The agency works to identify appropriate risk management solutions for small and mid-sized commercial operations. It also serves clients throughout the greater Fox River Valley region, including neighboring Geneva and Batavia.

CI
2570 Foxfield Rd Suite 202
Comparion Insurance Agency
Commercial Insurance Agent · St. Charles, IL

Comparion Insurance Agency serves St. Charles and the surrounding Fox River Valley communities, providing commercial insurance coverage for local businesses. It handles policies for property, liability, and workers’ compensation tailored to the needs of small and mid-sized enterprises in the area. Each risk assessment begins with a thorough review of the client’s operations, allowing the agent to identify specific exposures and recommend appropriate limits and deductibles.

GM
303 E Main St Uppr 1
Giuseppe Mastrolonardo Agency Inc American Family Insurance
Commercial Insurance Agent · St. Charles, IL

For businesses in St. Charles, IL, a commercial insurance agent distinguishes between one-time coverage for a specific event and recurring policies that protect ongoing operations. Giuseppe Mastrolonardo Agency Inc American Family Insurance structures liability and property coverage to safeguard local companies against common occupational risks. Each policy is tailored to the client’s unique operational exposures rather than offered as a generic product. Service for this commercial insurance agent is provided on a scheduled or as-needed basis, with policy reviews arranged periodically to ensure continued alignment with the business’s evolving needs.

RI
303 E Main St STE B
Relation Insurance - Joseph M. Wiedemann & Sons Inc
Commercial Insurance Agent · St. Charles, IL

Relation Insurance - Joseph M. Wiedemann & Sons Inc provides specialized commercial insurance coverage for businesses in the St. Charles area, focusing on property and liability protections. It serves local enterprises with general risk management and policy placement, helping owners secure essential coverage tailored to their operations. The agency addresses common challenges such as securing adequate inventory protection and managing workplace exposure. As the seasons change, it assists business owners with proper coverage adjustments for winter weather disruptions and liability concerns.

RI
1121 E Main St Suite 200
Rosenberg Insurance & Financial
Commercial Insurance Agent · St. Charles, IL

Rosenberg Insurance & Financial works with businesses to arrange commercial insurance policies that address operational risks, and it also offers related financial services for comprehensive coverage. Commercial insurance agents in St. Charles typically help local companies manage liability, property, and workers’ compensation exposures. The firm serves a broad range of commercial sectors, accommodating the distinct needs of offices, warehouses, and food service operations.

MA
333 N Randall Rd Ste 28
MLD Agency Inc.
Commercial Insurance Agent · St. Charles, IL

MLD Agency Inc. in St. Charles is known for helping local businesses secure commercial insurance coverage tailored to their specific operational risks. The agency provides comprehensive policy guidance for property, liability, and worker protection needs across various industries. Commercial clients receive personalized consultations to identify exposures and craft appropriate coverage structures. As a specialty service, the agency can also arrange business interruption insurance to protect income during unexpected closures.

DT
1750 E Main St STE 90
Donna Tonovitz - COUNTRY Financial Representative
Commercial Insurance Agent · St. Charles, IL
AH
2020 Dean St STE J
Asim Hamidi: Allstate Insurance Saint Charles IL
Commercial Insurance Agent · St. Charles, IL

As the seasons shift in St. Charles, many small businesses face changing liabilities and must reassess their coverage for commercial property and vehicles. Asim Hamidi: Allstate Insurance Saint Charles IL works with local business owners to tailor policies that address these evolving needs, from general liability to workers compensation. A typical first step includes a no-obligation inspection of the business premises to evaluate current exposures and determine appropriate limits for each account.

HI
1100 W Main St STE B
Hazen Insurance Agency, Inc.
Commercial Insurance Agent · St. Charles, IL
(630) 485-5100
hazeninsurance.com
RI
100 Illinois St Ste 200A
RKM Insurance Services, INC.
Commercial Insurance Agent · St. Charles, IL
(630) 796-4422
facebook.com/RKMInsurance
FI
1434 E Main St Ste 2
Farmers Insurance - Harry Stout
Commercial Insurance Agent · St. Charles, IL
(847) 640-0402
agents.farmers.com/il/st-charles/harry-stout
BF
2435 Dean St #2d
Brian Feltes & Associates, Inc.
Commercial Insurance Agent · St. Charles, IL
(630) 762-9090
feltesinsurance.com
NI
218 State St Ste 2
Nationwide Insurance: Julien Insurance Agency Inc.
Commercial Insurance Agent · St. Charles, IL
(630) 845-2740
agency.nationwide.com/il/saint-charles/60174/julien-insurance-agency-inc
RC
11 E Main St
Railside Citrus Insurance Agency
Commercial Insurance Agent · St. Charles, IL
(630) 377-0700
railsidecitrus.com
GI
2580 Foxfield Rd STE 203
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · St. Charles, IL
(630) 549-3601
locations.ajg.com/us/il/st-charles/2580-foxfield-road
DI
605 W Main St
Debruyne Insurance Agency, Inc.
Commercial Insurance Agent · St. Charles, IL
(630) 377-7799
debinsinc.com
GI
100 Illinois St Ste 200
Guild Insurance
Commercial Insurance Agent · St. Charles, IL
(866) 484-5346

What Does a a Commercial Insurance Agent in St. Charles Cost?

Commercial insurance costs in St Charles vary by business type size and location. For a small retail shop general liability may range from 500 to 1500 per year while a contractor might pay 2000 to 5000 annually for liability and workers comp. Premiums also depend on payroll revenue and claims history. This is general information not insurance advice.

About commercial insurance agents in St. Charles

Commercial insurance agents in St. Charles Illinois help local businesses manage risk with policies for general liability property and workers compensation. Illinois law requires most employers to carry workers compensation insurance under the Illinois Workers Compensation Act. Agents also guide businesses through coverage requirements specific to Kane County and state regulations.

Frequently Asked Questions

What types of commercial insurance do St Charles businesses typically need?

Common coverages include general liability commercial property workers compensation and commercial auto. Illinois law mandates workers comp for businesses with one or more employees. Agents can also recommend business interruption or professional liability based on your industry.

How do Illinois insurance laws affect my commercial policy in St Charles?

Illinois follows a fault-based system for auto insurance and requires minimum liability limits of 25/50/20. For workers comp you must carry coverage as soon as you hire your first employee. An agent can explain how these laws apply to your specific business in St Charles.

Can I bundle multiple commercial policies with one agent in St Charles?

Yes many agents offer commercial package policies that combine general liability property and other coverages. Bundling can simplify management and may reduce overall premium costs. Your agent will review your risks to find the right combination.

Commercial Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.