The top-rated commercial insurance agent in Normal, Illinois is Axel Jimenez - State Farm Insurance Agent, rated 5.0 stars across 614 reviews. Other highly rated options include Eden Insurance & Financial Services, Dustin Hiser: Allstate Insurance, hardys health Insurance. This directory lists 13 commercial insurance agents serving Normal.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Axel Jimenez - State Farm Insurance Agent | 1520 E College Ave E | (309) 451-3276 |
| 2 | Eden Insurance & Financial Services | 1600 Hunt Dr C | (309) 807-0900 |
| 3 | Dustin Hiser: Allstate Insurance | 1015 S Main St | (309) 454-2231 |
| 4 | hardys health Insurance | 1600Hunt Dr | — |
| 5 | Insurance Center of Illinois - Progressive | 604 Dale St a1 | (309) 431-4311 |
| 6 | Brad Wurth - COUNTRY Financial Representative | 1506 E Vernon Ave | (309) 663-8960 |
| 7 | Nick Dozier - Van Gundy Insurance Agent | 101 S Towanda Ave | (309) 452-1156 |
| 8 | Credible Life Insurance Co. | 209 W College Ave | (309) 270-5561 |
| 9 | Van Gundy Insurance | 101 S Towanda Ave | (309) 452-1156 |
| 10 | First Mid Insurance Group, Normal, IL | 305 W Northtown Rd Suite C | (309) 807-9744 |
Axel Jimenez - State Farm Insurance Agent serves the Normal, Illinois metro area as a commercial insurance agent. The agency provides local business owners with policies to protect their companies against common operational risks. General liability coverage helps with third-party injury or property damage claims, while commercial property insurance protects buildings and equipment. Additional offerings include workers compensation to cover employee injuries and business interruption policies to replace lost income after a covered event. The agency specifically handles commercial auto insurance for work vehicles and professional liability coverage for service-based businesses.
Eden Insurance & Financial Services provides a full range of commercial insurance coverage for businesses in Normal, IL. Its plans include general liability, property, and workers’ compensation policies tailored to local industry needs. The agency offers ongoing account reviews and claims support to help clients manage risk. Eligible properties include single-family homes, apartment complexes, retail spaces, and full-service restaurants.
Dustin Hiser: Allstate Insurance in Normal, IL serves local business owners, property managers, and commercial property operators seeking liability and property protection. It assists with general coverage for retail shops, professional offices, and small enterprises. Policies can address common risks these clients face in a mid-sized central Illinois market. Services include consultation on policy limits and deductible options. The agency also covers Bloomington and the surrounding McLean County area.
Insurance Center of Illinois - Progressive serves commercial clients in Normal, Illinois, and the surrounding communities of McLean County. The agency handles a full range of commercial insurance needs, including general liability, property coverage, and workers’ compensation for small to midsize businesses. It works with local companies to identify specific operational risks and matches those risks with appropriate coverage options. For each typical job, the agency begins by reviewing the business’s daily operations and then presents tailored policy options that align with its industry exposures and budget.
Brad Wurth - COUNTRY Financial Representative, in Normal, IL, assists businesses with commercial insurance by distinguishing between one-time policies for single projects or seasonal needs and recurring plans that offer continuous protection for ongoing operations. Coverage is customized to address common local risks, including property damage, general liability, and workers' compensation. Service appointments are scheduled to review current policies, update coverage after business changes, or file claims as needed, and they can also be arranged on an as-needed basis for immediate consultation.
Nick Dozier - Van Gundy Insurance Agent in Normal, IL works to identify liability and coverage needs for businesses. It supplements standard policies with specialized endorsements for property, equipment, and liability exposures common to this area. The agency helps local companies manage risk through tailored coverage that accounts for evolving regulations and industry practices. It serves commercial sectors including offices, warehouses, and food service operations.
Credible Life Insurance Co. serves residential clients in Normal with personal insurance solutions, and also provides commercial coverage for local businesses in the area. The agency works with enterprises of various sizes, offering policies that address property, liability, and other operational risks. Based in Normal, the company extends its commercial insurance services throughout the surrounding region. After an initial policy is set, clients can expect follow-up consultations and repeat service between regular visits to adjust coverage as needed.
Van Gundy Insurance in Normal, IL provides specialty commercial liability coverage, property insurance, and workers’ compensation policies. The agency works with local businesses to design general risk management strategies suited to each client’s operations. It handles policy reviews and claims assistance throughout the year. During the winter months, the company helps businesses address ice-damage risks and snow-removal liability concerns that can arise in central Illinois.
First Mid Insurance Group of Normal, Illinois is a commercial insurance agent serving local businesses. It helps companies manage risk with general liability, property, and workers’ compensation coverage. The agency assists firms across diverse industries by assessing their specific operational exposures. Policy options are tailored to protect assets and maintain business continuity during unforeseen events. For focused risk management support, this agency offers additional specialized coverage for professional liability or cyber liability exposure.
What Does a a Commercial Insurance Agent in Normal Cost?
Typical costs for commercial insurance in Illinois vary widely. A small office-based business might pay $300 to $800 per year for general liability. A restaurant in Normal could pay $2,000 to $5,000 annually for a package policy including property and liability. Workers compensation rates are set by the state and average around $1.50 per $100 of payroll for low-risk jobs. This is general information, not insurance advice.
About commercial insurance agents in Normal
Commercial insurance agents in Normal, Illinois help local businesses manage risk with tailored policies. Illinois law requires certain businesses to carry workers compensation insurance if they have employees. Agents can guide you through general liability, property, and commercial auto coverage specific to McLean County.
Frequently Asked Questions
What types of commercial insurance are required in Illinois?
Illinois law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Normal?
Look for an agent licensed in Illinois who has experience with your industry. Ask about their familiarity with local risks in Normal, such as weather-related property damage or liability for retail and manufacturing businesses.
What factors affect the cost of commercial insurance in Illinois?
Costs depend on your business type, number of employees, revenue, claims history, and coverage limits. For example, a small retail shop in Normal might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 or more.
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