The top-rated commercial insurance agent in Niles, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 467 reviews. Other highly rated options include Dan De La Cruz - State Farm Insurance Agent, Jeff Curry - State Farm Insurance Agent, Kim Stokes - State Farm Insurance Agent. This directory lists 16 commercial insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 7400 N Waukegan Rd Ste 105 | (847) 983-8343 |
| 2 | Dan De La Cruz - State Farm Insurance Agent | 7900 N Milwaukee Ave | (847) 324-9595 |
| 3 | Jeff Curry - State Farm Insurance Agent | 8135 N Milwaukee Ave | (847) 965-3880 |
| 4 | Kim Stokes - State Farm Insurance Agent | 6610 N Milwaukee Ave | (847) 496-5508 |
| 5 | Allan Gerszonovicz - GEICO Insurance Agent | 7111 W Dempster St | (847) 779-8101 |
| 6 | Farmers Insurance - Wioletta Kurzatkowski | 8050 N Milwaukee Ave | (773) 792-9000 |
| 7 | Farmers Insurance - Edward Niewinski | 7942 W Oakton St | (773) 569-3327 |
| 8 | Farmers Insurance - Florentina Hainal-Roman | 7777 N Caldwell Ave UNIT 104 | (773) 527-7383 |
| 9 | Margaret Jura - COUNTRY Financial Agent | 8140 N Milwaukee Ave | (773) 631-9107 |
| 10 | LS Premier Enterprises Inc. | 8926 N Greenwood Ave #118 | (847) 834-9612 |
Serving Niles, Illinois, and the greater Chicago metro area, Guillermo Chavez-Angeles - State Farm Insurance Agent provides commercial insurance agent services. The agency helps local business owners secure property coverage and liability protection tailored to their operations. It also assists with workers' compensation policies for companies of varying sizes. The office handles commercial auto insurance for vehicles used in business fleets.
Dan De La Cruz - State Farm Insurance Agent in Niles, IL, provides a full range of commercial insurance services, including general liability, property, and workers compensation coverage. Its service plans are designed to help local business owners assess their unique risks and develop tailored policies that keep operations secure. Service maintenance includes annual policy reviews to adjust coverage as businesses grow or change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Jeff Curry - State Farm Insurance Agent in Niles, IL, serves local homeowners, businesses, and property managers by providing commercial insurance policies. The agency helps clients secure coverage for liability, property damage, and business interruption. This agent also works with commercial auto and workers’ compensation plans to address operational risks. Working from the Niles office, the agency covers additional areas within the northern Chicago suburbs, including nearby Skokie.
Serving Niles, Illinois, and the surrounding communities, Kim Stokes – State Farm Insurance Agent provides commercial insurance coverage. The agency handles policies for small to medium-sized businesses, addressing liability, property, and general commercial risks common to the local area. Each client’s operation is assessed individually to understand its specific exposures. Based on that evaluation, the agent identifies suitable coverage options and presents them clearly, helping the business owner make an informed selection for adequate protection.
Businesses in the Niles area can choose between a single-policy purchase for a one-time project or a recurring commercial insurance package for ongoing operations. Allan Gerszonovicz - GEICO Insurance Agent provides coverage including general liability and property protection tailored to local business needs. This service is available on either a scheduled or as-needed basis to accommodate varied risk management demands.
Specializing in commercial property, liability, and vehicle coverage, this agency serves businesses in Niles and the surrounding area. It works with local owners to assess risk, tailor policies for retail, office, and light industrial operations, and navigate policy renewals. The agent helps small to mid-sized firms secure coverage that meets their operational needs. This includes guidance on protecting assets against seasonal weather events common to northern Illinois.
Farmers Insurance - Edward Niewinski serves Niles, IL, first assisting residential clients with homeowners and auto policies. The agency then extends its protections to local businesses, offering commercial liability and property coverage tailored to small and medium enterprises throughout the Niles area. These insurance solutions help protect against common operational risks and property damage. After each initial consultation or claim filing, the office routinely schedules follow-up communications and policy reviews, ensuring the client’s coverage remains accurate between the regular visits.
Farmers Insurance - Florentina Hainal-Roman in Niles, IL, provides commercial insurance agent services including general liability and property coverage for local businesses. It specializes in adding on tailored policies such as workers’ compensation and business interruption protection. The agency helps clients manage risk through commercial auto and inland marine coverage. Its services reach sectors that include office spaces, warehouses, and food service establishments, ensuring these operations have appropriate insurance solutions for their daily needs.
Spring often brings new equipment and seasonal inventory changes for Niles businesses, and Margaret Jura, a COUNTRY Financial agent, helps commercial clients adjust their coverage to match these operational shifts. Serving as a commercial insurance agent, she provides policy reviews tailored to local risks like weather-related property exposures and liability concerns on busy streets. Her consultations focus on understanding each business’s current assets and liability needs. This process typically begins with scheduling an on-site inspection of the premises and reviewing past claims history to recommend appropriate adjustments.
What Does a a Commercial Insurance Agent in Niles Cost?
Typical costs for commercial insurance in Illinois vary widely. A small retail shop might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and industry classification with rates set by the Illinois Department of Insurance. Commercial auto policies often range from 1200 to 3000 annually per vehicle. Costs depend on your specific business risks location and coverage limits. This is general information not insurance advice.
About commercial insurance agents in Niles
Commercial insurance agents in Niles Illinois help business owners protect their assets with tailored coverage. Illinois law requires certain businesses to carry workers compensation insurance if they have employees. Local agents understand the specific risks for Niles businesses from retail shops to manufacturing facilities.
Frequently Asked Questions
What types of commercial insurance do Niles businesses need?
Common coverages include general liability property insurance and workers compensation. Illinois law mandates workers comp for most employers with one or more employees. Agents can also help with commercial auto and professional liability policies.
How does Illinois law affect commercial insurance requirements?
Illinois requires businesses with employees to carry workers compensation insurance under the Illinois Workers Compensation Act. Commercial auto insurance must meet state minimum liability limits of 25000 per person and 50000 per accident for bodily injury.
Can a Niles commercial insurance agent help with business interruption coverage?
Yes agents can help you add business interruption insurance to your policy. This coverage replaces lost income if your business must close due to a covered event like a fire or storm. It is not required by Illinois law but is often recommended.
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