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Find Commercial Insurance Agents Near You in Elgin, IL

Browse commercial insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated commercial insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, ADH Insurance Agency, Inc. This directory lists 19 commercial insurance agents serving Elgin.

Showing 19 commercial insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Sutton - State Farm Insurance Agent1380 Dundee Ave Suite D(847) 888-8858
2Illinois Vehicle Auto Insurance (Xpert)1073 N Liberty St(847) 468-0300
3Accurate Auto Insurance1098 Dundee Ave(847) 413-8900
4ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
5Insurance Navy Brokers1106 Dundee Ave(847) 416-0030
6Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
7Freeway Insurance5 Clock Tower Plaza(224) 856-4649
8Jason Alicea American Family Insurance1070 Larkin Ave # 2E(847) 841-1444
9FALCON TRUCKING INSURANCE AGENCY847 Park Bluff Cir(224) 484-9496
10Pro Insurance Group2521 Technology Dr #201(833) 776-4671
JS
1380 Dundee Ave Suite D
John Sutton - State Farm Insurance Agent
Commercial Insurance Agent · Elgin, IL
IV
1073 N Liberty St
Illinois Vehicle Auto Insurance (Xpert)
Commercial Insurance Agent · Elgin, IL

Illinois Vehicle Auto Insurance (Xpert) serves the Elgin, Illinois area and surrounding Kane County commercial clients. It provides expert guidance for businesses requiring specialized commercial insurance agent services to manage their operational risks. The agency works with local companies to identify appropriate coverage solutions for their unique exposures. Among the specific services it handles are commercial auto policies for fleets and general liability protection for small and midsized enterprises.

AA
1098 Dundee Ave
Accurate Auto Insurance
Commercial Insurance Agent · Elgin, IL

Accurate Auto Insurance serves local business owners, property managers, and commercial operators in the Elgin area with tailored commercial insurance agent services. It provides coverage solutions for vehicles, liability, and property used in trade operations. The agency works closely with clients to assess their specific risks and secure appropriate policies from standard carriers. Its service area extends west into the neighboring communities of West Dundee and Sleepy Hollow to accommodate clients along the Randall Road corridor.

AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Commercial Insurance Agent · Elgin, IL

ADH Insurance Agency, Inc serves Elgin, Illinois and the surrounding communities, handling commercial insurance policies for area businesses. It covers standard commercial risks such as liability, property, and workers compensation. The agency also assists with specialized coverage needs for local industries. Each proposal is developed by first reviewing the client's operations and then shopping among multiple carriers to secure an appropriate policy. The typical job concludes with a clear explanation of coverage limits and exclusions to ensure the business owner understands their protection.

IN
1106 Dundee Ave
Insurance Navy Brokers
Commercial Insurance Agent · Elgin, IL

Insurance Navy Brokers helps businesses manage their financial risks through essential coverage plans, including specialized liability protection and property insurance for commercial operations in Elgin, Illinois. Their work focuses on understanding unique business exposures and tailoring appropriate policy options. They serve various commercial sectors, including offices needing general liability policies, warehouses requiring stock and equipment safeguards, and food service establishments seeking protection for premises and operations.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Commercial Insurance Agent · Elgin, IL

For commercial insurance, a business can choose between a one-time policy to cover a single event or project, and recurring annual coverage for ongoing operations. Farmers Insurance - Chantal Ortiz Meza in Elgin, IL, helps local companies secure general liability, property, and workers' compensation protection. These policies are tailored to the specific risks a business faces daily. Service is available on a scheduled or as-needed basis to review coverage needs or adjust policies as the business grows or changes.

FI
5 Clock Tower Plaza
Freeway Insurance
Commercial Insurance Agent · Elgin, IL

Freeway Insurance provides residential insurance services to homeowners and renters in Elgin, Illinois. The agency also arranges commercial coverage for local businesses, including general liability and property policies, to protect their operations throughout the region. By working closely with clients, the agency helps evaluate risks and customize plans to meet specific needs. Regular follow-up between visits ensures that coverage remains appropriate and any policy adjustments are addressed promptly for ongoing protection.

JA
1070 Larkin Ave # 2E
Jason Alicea American Family Insurance
Commercial Insurance Agent · Elgin, IL

As winter thaws into spring, Elgin business owners begin reviewing insurance needs for the upcoming construction and retail seasons. Jason Alicea American Family Insurance serves commercial clients throughout the Elgin area with general liability, property, and workers’ compensation policies. The agency helps small and mid-sized companies assess risk exposure while exploring coverage options tailored to their specific operations. Each conversation begins by understanding a business's daily activities and potential liabilities. To move forward, a no-obligation initial assessment or property inspection is scheduled.

FT
847 Park Bluff Cir
FALCON TRUCKING INSURANCE AGENCY
Commercial Insurance Agent · Elgin, IL

Falcon Trucking Insurance Agency in Elgin, IL specializes in tailored policies for commercial trucking operations, including cargo, physical damage, and liability coverage. It also serves local businesses with general commercial insurance needs. The agency assesses risk, explains coverage options, and assists with filing claims. As winter approaches in Illinois, it advises trucking fleets on adjusting policies to cover weather-related delays and equipment damage from icy conditions.

PI
2521 Technology Dr #201
Pro Insurance Group
Commercial Insurance Agent · Elgin, IL

Pro Insurance Group in Elgin, IL assists local businesses with obtaining the general liability and property coverage they need. They also help clients secure specialized endorsements for specific operational risks that standard policies may not address. This commercial insurance agent works with owners of offices, warehouses, and food service establishments to identify appropriate protection for their unique daily exposures.

LR
1231 Larkin Ave
Leo R. Cox Agency
Commercial Insurance Agent · Elgin, IL
(847) 742-9713
lrcagency.net
KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Commercial Insurance Agent · Elgin, IL
(847) 741-9393
kjhins.com
MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Commercial Insurance Agent · Elgin, IL
(847) 608-7260
magnuminsurance.com/location/elgin
OA
2 S State St
Oxford Auto Insurance
Commercial Insurance Agent · Elgin, IL
(847) 886-1000
oxfordauto.com/locations/elgin-il
FI
829 Walnut Ave Ste B
Farmers Insurance - Elizabeth Estrada
Commercial Insurance Agent · Elgin, IL
(847) 488-1600
agents.farmers.com/il/elgin/elizabeth-estrada
VI
1331 Dundee Ave
Valentine Insurance Agency
Commercial Insurance Agent · Elgin, IL
(847) 741-0083
valentine-ins.com
AI
Clock Tower Plaza, 91, 95 Clock Tower Plaza
Alteza Insurance
Commercial Insurance Agent · Elgin, IL
(847) 742-8522
altezains.com
GI
2205 Point Blvd Ste 200
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · Elgin, IL
(847) 741-1000
assuredpartners.com/Elgin
JI
1275 Davis Rd Suite 225
JC Insurance Agency Inc
Commercial Insurance Agent · Elgin, IL
(224) 856-5542
jcinsagency.com

What Does a a Commercial Insurance Agent in Elgin Cost?

Commercial insurance costs in Elgin vary by business size industry and coverage limits. A small retail store might pay 500 to 1500 dollars per year for general liability. Workers compensation rates in Illinois are set by the state and depend on payroll and classification codes. Commercial auto insurance can range from 1200 to 3000 dollars annually per vehicle. This is general information and not insurance advice.

About commercial insurance agents in Elgin

Commercial insurance agents in Elgin Illinois help local businesses secure coverage for property liability and workers compensation. Illinois law requires most employers to carry workers compensation insurance under the Illinois Workers Compensation Act. An agent can guide you through options for general liability commercial auto and business interruption policies.

Frequently Asked Questions

What types of commercial insurance do Elgin businesses need?

Common coverages include general liability commercial property workers compensation and commercial auto insurance. Illinois law mandates workers compensation for businesses with one or more employees. An agent can assess your specific risks and recommend appropriate policies.

How do I choose a commercial insurance agent in Elgin?

Look for an agent licensed in Illinois with experience in your industry. Check their reputation through local business groups or the Illinois Department of Insurance. Ask about their claims process and how they handle policy renewals.

Does Illinois require commercial insurance for all businesses?

Illinois does not require general liability insurance for all businesses but does require workers compensation for most employers. Businesses with vehicles need commercial auto insurance. Some industries like construction may have additional bonding or insurance requirements.

Commercial Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.