ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Decatur, IL

Browse commercial insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated commercial insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 24 commercial insurance agents serving Decatur.

Showing 24 commercial insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Mike Mandrell - State Farm Insurance Agent1212 E Pershing Rd(217) 877-6453
7Leo Berger - State Farm Insurance Agent455 W Eldorado St(217) 423-7500
8Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
9Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
10Sams/Hockaday & Associates122 W Prairie Ave #201(217) 423-8000
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Commercial Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, Illinois, metro area and surrounding Macon County. As a commercial insurance agent, the company works with local business owners to assess risk and secure coverage for their operations. It helps clients navigate policies that protect against property damage and general liability claims. The agency also specifically handles policies designed for local retail shops and small office-based businesses in this region.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Commercial Insurance Agent · Decatur, IL

Al Schelling - State Farm Insurance Agent serves homeowners, businesses, and property managers in Decatur, IL, by providing commercial insurance policies tailored to local operations. The agency helps business owners assess their liability, property, and income protection needs, offering guidance through the coverage selection process. Clients can receive support for policy adjustments, claims filing, and risk management questions. The service area also extends to surrounding communities such as Forsyth and the greater Macon County metro region.

AI
1301 W King St Ste B
Acceptance Insurance
Commercial Insurance Agent · Decatur, IL

Acceptance Insurance provides a range of commercial policies for businesses in Decatur, Illinois, including general liability, property, and workers' compensation coverage. It offers customized insurance plans designed to protect against common operational risks. Maintenance plans and policy reviews ensure that coverage remains aligned with changing business needs. The company serves various local property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
3184 N Water St
Freeway Insurance
Commercial Insurance Agent · Decatur, IL

Freeway Insurance serves the Decatur, Illinois area and surrounding communities. As a commercial insurance agent, it handles coverage for businesses ranging from small local operations to larger enterprises. This includes policies for general liability, property, and workers’ compensation. Decatur presents a diverse commercial landscape, from manufacturing to retail, requiring tailored risk assessment. The agent works closely with business owners to understand their specific operations and exposures. For a typical job, it begins by reviewing the client’s current coverage and business activities, then recommends a customized policy package that addresses identified gaps.

IK
255 E Grand Ave
Insurance King
Commercial Insurance Agent · Decatur, IL

Commercial insurance clients in Decatur, IL may choose between a one-time policy review for a specific project or an ongoing renewal and risk advisory relationship. Coverage often includes general liability, property, and workers’ compensation tailored for local businesses. The agent assesses each client’s operational exposures and recommends appropriate policy limits. Service for existing accounts runs on a scheduled basis, typically aligned with each policy’s annual renewal cycle to review coverage and market options.

MM
1212 E Pershing Rd
Mike Mandrell - State Farm Insurance Agent
Commercial Insurance Agent · Decatur, IL

Serving the Decatur, IL area, Mike Mandrell’s agency offers specialized commercial insurance products, including liability, property, and workers’ compensation coverage tailored to local businesses. The agency also provides general personal insurance lines, such as auto and home policies, to support the broader community. It assists business owners in reviewing their coverage annually or whenever their operations change. During the winter season, the agency can help commercial clients assess their risk exposure for weather-related disruptions, such as ice damage on storefronts or vehicle incidents in icy parking lots.

LB
455 W Eldorado St
Leo Berger - State Farm Insurance Agent
Commercial Insurance Agent · Decatur, IL

As local businesses in Decatur adjust their coverage for seasonal inventory increases or new equipment acquisitions, Leo Berger - State Farm Insurance Agent provides guidance on adjusting commercial policies to reflect current risks and liabilities. The agency helps business owners review general liability, property, and workers’ compensation options common to the area. An initial conversation can be scheduled to discuss specific operational exposures. A complimentary inspection of the business premises is then arranged to finalize coverage recommendations.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Commercial Insurance Agent · Decatur, IL

Richland Insurance Services, Inc. operates as a commercial insurance agent, assisting businesses in Decatur, IL with general liability and property coverage. The agency also helps clients add specialized policies, such as workers’ compensation and business interruption insurance. It works to match coverage options to the unique risks faced by local enterprises, including those in offices, warehouses, and food service.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Commercial Insurance Agent · Decatur, IL

Farmers Insurance - Robert Frazier serves homeowners in Decatur, Illinois, with residential insurance policies protecting personal property and liability. For commercial clients, the agency provides coverage options tailored to local business needs, including general liability and property insurance. Service extends throughout the Decatur area and surrounding Macon County. After initial policies are placed, the agent follows up to review coverage changes and can adjust plans during regular visits, ensuring limits stay aligned with evolving commercial or residential circumstances.

SH
122 W Prairie Ave #201
Sams/Hockaday & Associates
Commercial Insurance Agent · Decatur, IL

Sams/Hockaday & Associates is a commercial insurance agent in Decatur, IL, known for securing coverage for local businesses. Its service range includes general liability, property, and workers’ compensation policies tailored to various industries. The firm works with business owners to manage risk and meet regulatory requirements common in central Illinois. As a specialty service, it can add professional liability coverage for consultants and service providers.

IS
3133 N Woodford St
Insurance Solutions
Commercial Insurance Agent · Decatur, IL
(217) 872-5220
facebook.com/Insurance-Solutions-462838913902254/timeline
AO
500 W Main St
Agency One Insurance & Real Estate
Commercial Insurance Agent · Decatur, IL
(217) 422-9700
a1insurance.com
FI
100 E Washington St #100
Farmers Insurance - Andrew Walk
Commercial Insurance Agent · Decatur, IL
(217) 428-8844
agents.farmers.com/il/decatur/andrew-walk
MT
333 E Pershing Rd
Mutual Trust Insurance Agency
Commercial Insurance Agent · Decatur, IL
(217) 335-4136
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Commercial Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
WT
1138 IL-48
Winston Taylor Insurance
Commercial Insurance Agent · Decatur, IL
(217) 422-1441
DI
1950 N Water St B
Downs Insurance Inc
Commercial Insurance Agent · Decatur, IL
(217) 422-2202
FA
2805 N Jasper St
The Floyd Agency
Commercial Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
CG
1641 S Taylorville Rd
Curt Grant - COUNTRY Financial Agent
Commercial Insurance Agent · Decatur, IL
(217) 872-6020
agents.countryfinancial.com/usa/il/decatur/curt-grant
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Commercial Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
PI
3795 N Woodford St
Preston Insurance Agency, Division of Ansay & Associates
Commercial Insurance Agent · Decatur, IL
(217) 876-8006
myprestoninsurance.com
ID
333 E Pershing Rd ste 8
Illinois Drivers Insurance
Commercial Insurance Agent · Decatur, IL
(217) 706-7575
illinoisdrivers.com/decatur-il-insurance
PS
3003 Pershing Ct #100
Prairie State Insurance
Commercial Insurance Agent · Decatur, IL
(217) 429-5477
prairiestateins.com
TD
135 W Main St
TROXELL - Decatur
Commercial Insurance Agent · Decatur, IL
(217) 528-7533
troxellins.com

What Does a a Commercial Insurance Agent in Decatur Cost?

Typical costs for a small business general liability policy in Illinois range from $400 to $1,500 per year. Workers compensation insurance costs vary by payroll and industry classification, with rates set by the Illinois Workers Compensation Commission. Larger businesses or those in high-risk industries may pay more. This is general information and not insurance advice.

About commercial insurance agents in Decatur

Commercial insurance agents in Decatur, Illinois help local businesses find coverage for property, liability, and workers compensation. Illinois law requires most employers to carry workers compensation insurance. Agents in Decatur understand the specific risks faced by local industries such as agriculture and manufacturing.

Frequently Asked Questions

What types of commercial insurance do Decatur businesses need?

Common types include general liability, property insurance, and workers compensation. Illinois law mandates workers compensation for most employers. An agent can help you assess your specific needs based on your business type.

How do I find a commercial insurance agent in Decatur?

You can search online directories or ask for referrals from other local business owners. Look for an agent who is licensed in Illinois and has experience with businesses similar to yours. The Illinois Department of Insurance provides a license lookup tool.

What factors affect commercial insurance costs in Illinois?

Costs depend on your business size, industry, location, claims history, and coverage limits. Illinois has a competitive insurance market, so rates can vary. An agent can help you compare quotes from multiple carriers.

Commercial Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.