The top-rated commercial insurance agent in Rome, Georgia is Matt Medley - State Farm Insurance Agent, rated 5.0 stars across 594 reviews. Other highly rated options include Hitchcock Insurance Group: Allstate Insurance, Melissa Eldridge - State Farm Insurance Agent, Acceptance Insurance. This directory lists 20 commercial insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Medley - State Farm Insurance Agent | 903 W 1st St NE | (706) 291-2651 |
| 2 | Hitchcock Insurance Group: Allstate Insurance | 300 E 6th Ave | (706) 509-2000 |
| 3 | Melissa Eldridge - State Farm Insurance Agent | 415 Shorter Ave NW SW | (706) 234-5333 |
| 4 | Acceptance Insurance | 426 Shorter Ave NW A | (706) 715-7015 |
| 5 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 6 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 7 | Coffey Agencies Inc. | 1703 Turner McCall Blvd | (706) 784-6511 |
| 8 | Direct Auto Insurance | 2510 Redmond Cir | (706) 512-3023 |
| 9 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
| 10 | Alfa Insurance - Ben McWhorter Agency | 601 E 1st St | (706) 234-8686 |
Based in Rome, Georgia, Matt Medley - State Farm Insurance Agent serves businesses throughout Floyd County as a commercial insurance agent. The agency provides specialized coverage for local enterprises, helping owners manage common operational risks. They assist with property protection for storefronts and warehouses while also offering liability solutions for mid-sized contractors and service providers. Additional support is available for workers compensation policies required by state law for most employers, along with tailored commercial auto policies for company-owned vehicles and delivery fleets.
Hitchcock Insurance Group: Allstate Insurance in Rome, GA, provides a full range of commercial insurance services, including general liability, property, and workers' compensation coverage. The agency offers personalized risk assessments and ongoing policy reviews to help clients maintain appropriate protection as their needs evolve. Its service plans emphasize clear communication and responsive claims support. The agency serves a variety of local business properties, including single-family homes, apartments, retail locations, and restaurants.
Melissa Eldridge - State Farm Insurance Agent in Rome, Georgia serves local homeowners, business owners, and property managers seeking commercial insurance coverage. The agency helps clients obtain policies for general liability, property protection, and workers’ compensation to address everyday operational risks. Personal account options are also available for families and individuals. Services extend to building long-term risk management strategies tailored to each customer’s needs. The agency additionally covers the broader Floyd County area and neighboring communities such as Lindale.
Acceptance Insurance, located in Rome, Georgia, provides both one-time and recurring commercial insurance solutions depending on each client’s operational risk profile, while general liability and property coverage are standard offerings that protect local businesses from everyday exposures. Their professional agents assess specific needs for contractors, retailers, or service providers to tailor appropriate policy limits and deductibles. Service operates on either a scheduled policy renewal cycle or an as-needed basis for new business applications.
Velox Insurance specializes in commercial liability, property, and workers’ compensation coverage for businesses in Rome, Georgia. It also serves local enterprises with tailored policies for general business operations and professional risks. During periods of regional economic growth or new business openings, the agency helps entrepreneurs secure proper coverage before launching. When severe winter weather or summer storms threaten the area, it assists companies in adjusting policies to protect against property damage and business interruption losses.
Talley Insurance Services serves businesses throughout Rome, Georgia, and the surrounding Floyd County communities. It handles a full range of commercial coverage, including general liability, property insurance, and workers' compensation policies. The agency focuses on helping local companies identify their unique operational risks and secure appropriate protection. For a typical job, it begins by reviewing the client's business operations and current policies, then compares options from multiple insurers to build a tailored coverage proposal.
Coffey Agencies Inc. in Rome, Georgia distinguishes between one-time policy placements for single projects or assets and recurring service agreements that protect ongoing operations. Its commercial insurance coverage helps local businesses manage risks such as property damage, liability claims, and workers compensation. By analyzing each client’s exposures, the agency tailors plans for general liability, commercial auto, or equipment breakdowns. Service to businesses runs on a primarily annual renewal schedule, though policy adjustments and claims assistance occur as needed throughout the year.
As the region experiences seasonal shifts in inventory and transport needs, Rome businesses often require updated commercial coverage. Direct Auto Insurance provides practical policies for local enterprises, helping protect against common liability and property risks faced in the area. Their agents evaluate each operation’s exposure to hazards such as weather events and on-site traffic. Every new policy begins with a thorough inspection of the business premises and a review of current operations to determine appropriate coverage levels.
Coosa Valley Financial Group, Inc. specializes in commercial insurance products for businesses in Rome, GA. It provides general risk management services to help local companies secure appropriate liability, property, and fleet coverage. The agency works closely with clients to identify potential exposures and tailor policies accordingly. As seasonal weather patterns affect the region, the firm regularly assists business owners in reviewing their policies for adequate protection against storm-related property damage and business interruption.
What Does a a Commercial Insurance Agent in Rome Cost?
The cost of commercial insurance in Georgia varies widely based on business type, size, and risk factors. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 to $15,000 or more for comprehensive coverage. Workers compensation rates in Georgia are set by class code and average around $1.50 per $100 of payroll. This is general information, not insurance advice.
About commercial insurance agents in Rome
Commercial insurance agents in Rome, Georgia help business owners find coverage for property, liability, and workers compensation. Georgia law requires businesses with three or more employees to carry workers compensation insurance. Local agents understand the specific risks for industries like manufacturing and agriculture in northwest Georgia.
Frequently Asked Questions
What types of commercial insurance do Rome businesses need?
Common coverages include general liability, property insurance, and workers compensation. Georgia law mandates workers comp for most businesses with three or more employees. Agents can also help with commercial auto and professional liability policies.
How do I choose a commercial insurance agent in Rome?
Look for an agent licensed in Georgia with experience in your industry. Ask about their knowledge of local risks like severe weather or flood zones. Check their reputation with the Georgia Office of Insurance and Safety Fire Commissioner.
Does Georgia require commercial auto insurance for business vehicles?
Yes, Georgia law requires minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Commercial auto policies often need higher limits for business use.
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