The top-rated commercial insurance agent in St. Petersburg, Florida is Tivly, rated 4.7 stars across 6,362 reviews. Other highly rated options include HH Insurance Group, LLC, Florida All Risk Insurance, Northeast Underwriters Insurance. This directory lists 27 commercial insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tivly | 136 4th St N Ste 201 | (877) 907-5267 |
| 2 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 3 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 4 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 5 | Moore Resources Insurance Agency | 4563 Central Ave | (727) 323-0206 |
| 6 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 7 | Right Away Insured | 2329 Central Ave | (727) 977-8393 |
| 8 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 9 | 5-Star Insurance | 475 Central Ave m5 | (727) 620-0620 |
| 10 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
Tivly serves the St. Petersburg, Florida metro area as a commercial insurance agent. The company helps local businesses manage their unique risk exposures by arranging appropriate commercial coverage. They work with clients across various industries to identify policy needs that match specific operational demands. Through established carrier networks, they facilitate access to liability protection and property coverage tailored for small and mid-sized enterprises in the region. Their services specifically include general liability insurance and workers’ compensation solutions for businesses operating within this market.
HH Insurance Group, LLC provides a range of commercial insurance services designed to meet the diverse coverage needs of businesses in the St. Petersburg area. The agent works with clients to structure tailored risk management plans and can help maintain policies through routine reviews and claims assistance. These service offerings help keep business operations protected against unforeseen liabilities. The company typically handles properties such as single-family homes, apartments, retail, and restaurants.
Florida All Risk Insurance serves businesses, property managers, and commercial property owners throughout St. Petersburg. It provides commercial insurance agent services, helping clients secure appropriate coverage for their operations and assets. The agency works to match policies to each client’s specific risk profile and industry requirements. It also assists with policy reviews and adjustments as business needs change. Coverage solutions extend to neighboring communities in the Tampa Bay metro area, including the greater Pinellas County region.
Northeast Underwriters Insurance provides commercial insurance solutions to businesses in St. Petersburg, Florida, and the surrounding Tampa Bay communities. It handles a wide range of commercial insurance needs, including general liability, property coverage, and workers' compensation. The agency works closely with each client to evaluate specific operational risks and identify appropriate coverage limits. When handling a policy, the agent first assesses the business's unique liability exposures before recommending options that balance protection with practical budgeting for the company.
Moore Resources Insurance Agency in St. Petersburg, FL, specializes in tailoring commercial coverage for industries such as construction, retail, and professional services. The agency designs policies for property, general liability, workers compensation, and business interruption needs. It works with local businesses to manage risk in a region prone to severe weather events, helping them secure appropriate protection against the financial losses of a named storm or unexpected flood.
Freedom Insurance Services in St. Petersburg, Florida helps businesses evaluate whether a single-event commercial policy or a recurring, multi-period coverage plan better suits their operational risk. The agency structures general liability, property, and other commercial protections to match each company’s specific industry exposures and asset values. Clients may arrange for a one-time policy for a seasonal project, set a scheduled renewal cycle, or call for coverage adjustments on an entirely as-needed basis.
As St. Petersburg's hurricane season brings the need for comprehensive business protection, Right Away Insured helps small business owners evaluate their commercial coverage. Operating locally in Florida, this commercial insurance agent works to identify policies that match a company’s operational risks. They assist clients in comparing general liability, property, and workers’ compensation options from various carriers. Coverage reviews begin with a no-obligation inspection of the business premises and current policy documents.
Insurance Resources provides commercial insurance guidance for businesses in the St. Petersburg, FL area, helping clients assess general liability and property coverage needs. The agency specializes in supplemental policies such as workers’ compensation and business interruption protection. Serving a range of commercial sectors, it works with local offices, warehouses, and food service establishments to tailor coverage for their specific operational risks.
5-Star Insurance assists residential property owners in securing coverage for their homes and personal belongings. The company also provides commercial insurance policies for small and medium-sized businesses throughout the St. Petersburg, FL area. Their agents work to match local enterprises with appropriate liability, property, and vehicle protection for daily operations. After a claim is settled or a policy is renewed, clients often remain with 5-Star Insurance for the next scheduled coverage review or policy update.
Gulf Coast Insurance Services is known for helping St. Petersburg businesses secure appropriate commercial coverage. It offers a full range of property, liability, and workers’ compensation policies tailored to various local industries. The agency works closely with clients to assess specific risks and identify appropriate protection for their operations. For companies requiring additional coverage, it can add on options such as cyber liability insurance or commercial auto policies to fill gaps in standard plans.
What Does a a Commercial Insurance Agent in St. Petersburg Cost?
The cost of commercial insurance in Florida varies widely by industry, business size, and coverage limits. A small retail shop might pay 500 to 1,500 per year for general liability, while a construction company could pay 5,000 to 15,000 or more for workers compensation and liability combined. Florida businesses in hurricane-prone areas may face higher property insurance premiums. This is general information and not insurance advice.
About commercial insurance agents in St. Petersburg
Commercial insurance agents in St. Petersburg, Florida help business owners find coverage for property, liability, and workers compensation. Florida law requires certain businesses to carry specific insurance, such as workers compensation for companies with four or more employees. Local agents understand the unique risks of the Tampa Bay area, including hurricane exposure and tourism-related liabilities.
Frequently Asked Questions
What types of commercial insurance are required in Florida?
Florida law requires workers compensation insurance for most employers with four or more employees. Businesses with vehicles must carry commercial auto insurance with minimum liability limits of 10,000 for property damage and 10,000 for personal injury per person. Professional liability may be required for licensed professionals such as real estate agents and medical practitioners.
How do I choose a commercial insurance agent in St. Petersburg?
Look for an agent who is licensed in Florida and has experience with your industry. Ask about their knowledge of local risks like flood and hurricane coverage. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.
What is the typical process for getting commercial insurance in Florida?
You will need to provide details about your business, including revenue, number of employees, and operations history. The agent will review your risks and obtain quotes from multiple carriers. Once you select a policy, you can usually bind coverage immediately and receive a certificate of insurance.
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