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Find Commercial Insurance Agents Near You in Palm Harbor, FL
Directory of commercial insurance agents in Palm Harbor, Florida. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 commercial insurance agents in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911
colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335
myreliantinsurance.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200
brightway.com
Gregg Schindler - State Farm Insurance Agent
2138 US-19 ALT #2-A, Palm Harbor, FL 34683
(727) 238-8800
greggsf.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295
hawkig.com
Attorneys First Insurance
36310 US Hwy 19 N, Palm Harbor, FL 34683
(727) 799-4321
attorneysfirst.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858
whitcoinsuranceph.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633
pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533
palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428
edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645
insurancesolutionstb.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090
royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
Taurus Insurance Professionals
1440 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 605-3137
taurusinspros.com
First Class Insurance
1155 Tampa Rd Suite A, Palm Harbor, FL 34683
(727) 796-2600
1classinsurance.com
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501
agents.estrellainsurance.com
Commercial insurance agents in Palm Harbor, Florida help local businesses find the right coverage for their unique needs. These agents understand Florida specific requirements such as the state windstorm pool and sinkhole coverage options. They work with multiple carriers to match your business with appropriate liability property and workers compensation policies.
What Does a Commercial Insurance Agent in Palm Harbor Cost?
Commercial insurance costs in Palm Harbor vary by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability, while a contractor could pay 2000 to 5000 annually for combined policies. Workers compensation rates in Florida average around 1.50 per 100 of payroll for low risk industries. Premiums are higher for businesses near the coast due to wind and flood exposure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Palm Harbor businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Florida law requires workers compensation for most businesses with four or more employees. Agents also recommend flood and windstorm coverage due to Palm Harbors coastal location.
How does Florida law affect commercial insurance requirements?
Florida Statute 440 requires most employers to carry workers compensation insurance. Businesses in Palm Harbor must also consider Florida building codes for commercial property insurance. Agents help you comply with state regulations and avoid penalties.
How do I choose a commercial insurance agent in Palm Harbor?
Look for an agent with experience in your industry and knowledge of Florida insurance markets. Ask about their carrier network and how they handle claims. A local agent understands Palm Harbors specific risks like hurricane exposure and flood zones.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.