The top-rated commercial insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Brightway Insurance, The Harrington Agency, Gregg Schindler - State Farm Insurance Agent. This directory lists 16 commercial insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 4 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 5 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 6 | Attorneys First Insurance | 36310 US Hwy 19 N | (727) 799-4321 |
| 7 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 8 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
| 9 | GreatFlorida Insurance: Jim Sullivan | 3382 Tampa Rd | (727) 781-5533 |
| 10 | Edgewater Insurance Inc | 30522 US Hwy 19 N #107-Q | (727) 772-0428 |
Coleman Insurance Agency serves businesses throughout Pinellas County from its Palm Harbor, Florida location. As a commercial insurance agent, it assists companies with assessing their unique risk exposures and finding appropriate coverage solutions. The agency works with business owners to review their current policies and identify potential gaps in protection. Specific services include general liability insurance for local retailers and workers’ compensation coverage for area construction firms.
Reliant Insurance Services in Palm Harbor, FL, provides a full range of commercial insurance policies tailored to local business needs, including general liability, property, and workers’ compensation coverage. Its service approach focuses on assessing each client’s unique risk profile and customizing plans to address specific operational exposures. The company also assists clients with policy reviews and coverage adjustments as businesses evolve. It serves a variety of properties in the region, including single-family homes used for commercial purposes, apartment complexes, retail storefronts, and restaurants.
Brightway Insurance, The Harrington Agency provides commercial coverage to local businesses, property managers, and independent contractors in Palm Harbor, Florida. It helps clients secure general liability, property, and workers’ compensation policies tailored to their operational risks. Working with multiple carriers, the agency compares options to find suitable limits and deductibles for each account. It advises insureds on risk management strategies to reduce potential claims. The agency also serves commercial clients in Tarpon Springs and throughout northern Pinellas County.
Gregg Schindler - State Farm Insurance Agent in Palm Harbor, Florida serves that city along with nearby communities throughout northern Pinellas County. It handles commercial insurance for area businesses, offering policies from a national insurer. Policies are tailored to each company’s specific local needs, covering property, liability, and business interruption risks. The agent works closely with clients to assess their unique operations and then reviews coverage options to ensure adequate protection. This approach uses a consultative, face-to-face process to identify gaps and recommend appropriate limits.
Hawk Insurance Group in Palm Harbor, FL, structures its commercial insurance services around both one-time policy placements for unique projects and recurring coverage for ongoing business operations. General liability, property, and workers’ compensation policies are commonly addressed for local enterprises. The agency advises clients on selecting appropriate risk management strategies for their specific industries. Their service model operates on either a one-time or scheduled basis, with new policy reviews arranged as needed for evolving business requirements.
Attorneys First Insurance in Palm Harbor, FL offers specialized commercial insurance for legal professionals, including professional liability and coverage for law firm assets. It provides more general services for other local businesses, such as general liability and property insurance for offices and retailers. As hurricane season approaches, Attorneys First Insurance helps companies assess storm-related property risks and secure coverage that protects against wind and flood damage to commercial buildings and their contents.
As spring storm season approaches in Palm Harbor, businesses often reassess their coverage for property and liability risks. Whitco Insurance Agency Palm Harbor serves local commercial clients by reviewing existing policies and identifying gaps before claims arise. The agency focuses on standard coverages such as general liability, workers’ compensation, and commercial property protection. An initial consultation typically begins with a thorough on-site inspection of the business premises to evaluate specific exposures and recommend appropriate coverage limits.
Pinellas Insurance Solutions operates as a commercial insurance agent in Palm Harbor, FL, helping local business owners evaluate their liability and property coverage needs. They offer tailored modifications to standard policies, allowing clients to add specialized endorsements for equipment breakdown, data breach protection, or business interruption. Their services are available to a wide range of commercial sectors, including professional offices, warehouses, and food service establishments.
GreatFlorida Insurance: Jim Sullivan serves residential clients in Palm Harbor with property and liability coverage. The agency also provides commercial insurance for local businesses, offering policies tailored to protect against common operational risks throughout the greater Tampa Bay area. Business owners receive guidance on coverage options during an initial consultation. The agency aims for prompt communication and efficient policy management. Follow-up visits are scheduled as policies approach renewal, ensuring seamless continuations and adjustments between regular service intervals.
Edgewater Insurance Inc in Palm Harbor, FL is known for helping businesses secure essential commercial coverage. Its service range includes general liability, property insurance, and workers’ compensation policies tailored to local operational needs. Each policy is structured to address region-specific risks and regulatory requirements. The company also offers specialized cyber liability insurance to protect businesses against data breaches and digital threats.
What Does a a Commercial Insurance Agent in Palm Harbor Cost?
Commercial insurance costs in Palm Harbor vary by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability, while a contractor could pay 2000 to 5000 annually for combined policies. Workers compensation rates in Florida average around 1.50 per 100 of payroll for low risk industries. Premiums are higher for businesses near the coast due to wind and flood exposure. This is general information and not insurance advice.
About commercial insurance agents in Palm Harbor
Commercial insurance agents in Palm Harbor, Florida help local businesses find the right coverage for their unique needs. These agents understand Florida specific requirements such as the state windstorm pool and sinkhole coverage options. They work with multiple carriers to match your business with appropriate liability property and workers compensation policies.
Frequently Asked Questions
What types of commercial insurance do Palm Harbor businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Florida law requires workers compensation for most businesses with four or more employees. Agents also recommend flood and windstorm coverage due to Palm Harbors coastal location.
How does Florida law affect commercial insurance requirements?
Florida Statute 440 requires most employers to carry workers compensation insurance. Businesses in Palm Harbor must also consider Florida building codes for commercial property insurance. Agents help you comply with state regulations and avoid penalties.
How do I choose a commercial insurance agent in Palm Harbor?
Look for an agent with experience in your industry and knowledge of Florida insurance markets. Ask about their carrier network and how they handle claims. A local agent understands Palm Harbors specific risks like hurricane exposure and flood zones.
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