The top-rated commercial insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 17 commercial insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 6 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 7 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 8 | DBL Surety LLC | 55 E Granada Blvd #1415 | (888) 572-6637 |
| 9 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 10 | Cornerstone Insurance Partners | 3762 Roscommon Dr Unit 120 | (386) 888-6347 |
O'Quinn Insurance Services, based in Ormond Beach, Florida, is known for helping local businesses secure commercial insurance coverage against common operational risks. The company provides policies such as general liability, property insurance, and workers’ compensation to protect companies from financial loss. Clients can also explore coverage tailored for specific industries like contractors or retail. A specialty service the agency can add on is professional liability insurance for service-based businesses.
First Florida Insurance Ormond Beach serves businesses throughout Volusia County as a commercial insurance agent. The agency works with a range of businesses to assess their unique risk exposures and secure appropriate coverage policies. Commercial general liability, property coverage, and workers' compensation are typical areas of focus. For companies in and around Ormond Beach, the agency also handles specialized commercial auto insurance and business interruption protection.
Brightway Insurance, The Lester Agency serves business owners, property managers, and commercial property owners in the Ormond Beach area. It offers commercial insurance agent services, including coverage for general liability, property protection, and workers’ compensation. The agency assists clients in evaluating their unique risk exposures and securing appropriate insurance policies. It also provides guidance on policy options to help businesses manage their commercial insurance needs effectively. The agency extends its services to nearby Port Orange and the broader Daytona Beach metropolitan region.
Rich Howes: Allstate Insurance provides commercial insurance coverage tailored to local business needs. The agency offers guidance in selecting appropriate liability, property, and workers’ compensation policies for area entrepreneurs. Ongoing account reviews are available to help ensure coverage keeps pace with changing operations and risk exposures. Its service approach focuses on explaining policy options clearly so business owners can make informed decisions. The agency services a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving the Ormond Beach area and surrounding Volusia County communities, FRP of Florida (Halifax Insurance Partners) acts as a commercial insurance agent, sourcing coverage plans for local businesses. It handles property, liability, and workers' compensation policies tailored to each client's operational risks. The company identifies specific coverage gaps by reviewing a business's daily activities and asset values. To handle a typical job, it first assesses the client's unique exposures and then matches those needs with appropriate carrier options.
Capital Partners Insurance in Ormond Beach, FL, distinguishes between one-time liability policies for specific projects and recurring coverage that protects ongoing business operations. The firm assists local companies in selecting commercial property, general liability, workers’ compensation, and business auto insurance tailored to their industry exposures. Their office focuses on matching policy limits and deductibles with each client’s risk tolerance and budget. Service is available on a scheduled basis during annual policy renewals and also on an as-needed basis when a client’s operations change or new ventures arise.
As local businesses in Ormond Beach prepare for the tropical storm season, securing proper liability and property coverage becomes essential for protecting assets. Goosehead Insurance - Thomas Scorza provides commercial insurance agent services to help area operators navigate fluctuating risks and policy requirements. Whether addressing coverage gaps for a retail store or marine operation, the agency evaluates unique exposures before recommending appropriate protection plans. A representative will schedule a convenient on-site or virtual inspection to assess current property conditions and inventory needs before offering a coverage proposal.
DBL Surety LLC in Ormond Beach, FL offers residential insurance to help protect local homeowners with personalized coverage. The firm also provides commercial insurance solutions tailored for area businesses, addressing their unique liability and property needs throughout Ormond Beach and the surrounding communities. Their professional agents work closely with each client to review policies and adjust coverage as operations evolve. Between regular visits, clients can reach out for follow-up assistance or ask questions regarding a recent claim or policy change.
East Coast Insurors Inc in Ormond Beach, Florida helps businesses manage risk by arranging commercial insurance policies and offering customized coverage enhancements such as equipment breakdown protection and inland marine floaters. Its team works with companies from various industries to secure property and liability policies tailored to their specific operations. The firm serves commercial sectors including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Ormond Beach Cost?
Typical costs for commercial insurance in Florida vary widely by industry and coverage level. A small retail business might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more for a full package including workers compensation. Factors like location in Ormond Beach, number of employees, and claims history also affect rates. This is general information and not insurance advice.
About commercial insurance agents in Ormond Beach
Commercial insurance agents in Ormond Beach, Florida help business owners secure coverage for property, liability, and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. A local agent can guide you through state-specific requirements and help you find policies that match your operations and budget.
Frequently Asked Questions
What types of commercial insurance do businesses in Ormond Beach need?
Common policies include general liability, commercial property, workers compensation, and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. Your agent can help you assess risks and choose the right combination of coverages.
How do Florida insurance regulations affect my business policy?
Florida insurance regulations require certain disclosures and policy forms. For example, commercial property policies must include windstorm coverage in coastal areas like Ormond Beach. Your agent will ensure your policy complies with state laws and covers hurricane-related risks.
Can a commercial insurance agent help me lower my premiums?
Yes, an agent can review your operations and recommend risk management practices such as safety training or security upgrades. They can also compare quotes from multiple insurers to find competitive rates. Premiums vary based on industry, revenue, and claims history.
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