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Find Commercial Insurance Agents Near You in North Miami Beach, FL
Compare commercial insurance agents in North Miami Beach. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 commercial insurance agents in North Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
1695 NE 163rd St, North Miami Beach, FL 33162
(305) 639-2666
agents.estrellainsurance.com
Del Toro Insurance
313 NE 167th St, North Miami Beach, FL 33162
(305) 249-9500
deltoroinsurance.com
Skylake Insurance
1810 NE Miami Gardens Dr, North Miami Beach, FL 33179
(855) 267-0900
skylakeinsurance.com
Mercado Insurance Agency North Miami
1140 NE 163rd St #11-15, North Miami Beach, FL 33162
(305) 914-5045
mercadoinsuranceagency.com
Univista Insurance
1074 N Miami Beach Blvd, North Miami Beach, FL 33162
(305) 330-1070
univistainsurance.com
Assure-Us The Insurance Agency
1880 NE 163rd St, North Miami Beach, FL 33162
(305) 956-7818
assureus.us
Ma-Cuervo Insurance Group
15927 Biscayne Blvd, North Miami Beach, FL 33160
(305) 956-9992
macuervoinsurance.com
AllStar Direct Insurance & Financial Services
16123 Biscayne Blvd, North Miami Beach, FL 33160
(305) 754-7414
allstardirect.com
Royalty Insurance Agency
17101 NE 19th Ave, North Miami Beach, FL 33162
(954) 367-3998
Golden Global Insurance
3323 NE 163rd St Suite 505, North Miami Beach, FL 33160
(305) 899-5125
goglo.net
Commercial insurance agents in North Miami Beach help local businesses secure coverage for liability, property, and workers compensation. Florida law requires businesses with employees to carry workers compensation insurance under Chapter 440. These agents can guide you through the specific risks of operating in a coastal flood zone and hurricane prone area.
What Does a Commercial Insurance Agent in North Miami Beach Cost?
Typical costs for a small business general liability policy in Florida range from $400 to $1,500 per year. Workers compensation insurance averages $1.00 to $2.50 per $100 of payroll. Property insurance for a small retail space in North Miami Beach can cost $1,000 to $5,000 annually. Commercial auto insurance averages $1,200 to $2,400 per vehicle per year. These are general estimates and your actual costs will vary based on your specific business operations, coverage needs, and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any business owned vehicles. General liability insurance is not required by state law but is often mandated by landlords or contracts.
How do commercial insurance agents in North Miami Beach help with hurricane coverage?
Agents can help you assess your property risk and find policies that include windstorm and flood coverage. Many standard policies exclude flood damage, so a separate flood insurance policy through the National Flood Insurance Program may be needed for businesses in North Miami Beach.
What factors affect the cost of commercial insurance in North Miami Beach?
Costs depend on your business type, number of employees, annual revenue, and claims history. Location near the coast increases property insurance rates due to hurricane and flood risk. The size of your deductible and coverage limits also affect your premium.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.