The top-rated commercial insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,061 reviews. Other highly rated options include Preventty - USA Specialty Insurance, Lion Insurance Group, AllStar Insurance & Taxes. This directory lists 17 commercial insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Preventty - USA Specialty Insurance | 14750 NW 77th Ct #200 | (713) 332-1286 |
| 3 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 4 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 5 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 6 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 7 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 8 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 9 | Preferred Insurance Advisors Inc. | 14100 Palmetto Frontage Rd suite 320 | (305) 698-9880 |
| 10 | Cheap Car Insurance Miami - GEFS Insurance & Tax Services | 15100 NW 67th Ave Suite 410B | (305) 826-4792 |
Florida One Insurance serves Miami-Dade County and the surrounding Miami Lakes area as a commercial insurance agent. It helps business owners assess their unique liability exposures and secure appropriate policies to protect their commercial assets. The agency works with a network of carriers to find coverage solutions for various industries operating in South Florida. It specifically handles general liability insurance and commercial property policies for local small and mid-sized businesses.
Preventty - USA Specialty Insurance offers a range of commercial insurance agent services to businesses in Miami Lakes, Florida and the surrounding area. It provides tailored coverage options and assists clients with risk management through ongoing policy reviews and claims support. The agency maintains regular communication to help adjust coverage as business needs evolve. Its service plans focus on protecting various property types, including single-family homes, apartment buildings, retail spaces, and restaurants from common commercial liabilities.
Lion Insurance Group offers liability, property, and workers’ compensation coverage to small and mid-sized businesses in Miami Lakes, FL. It also serves property managers needing policies for multi-family residences and retail landlords. Commercial auto and inland marine plans are available for local delivery fleets and contractors. The agency assists firms that require tailored risk protection for their daily operations. It extends its commercial insurance support to businesses throughout Hialeah and the greater Miami metropolitan area.
Serving Miami Lakes and the surrounding South Florida communities, AllStar Insurance & Taxes handles commercial insurance for local businesses. The agency focuses on helping companies secure coverage for property, liability, and other operational risks common to the area. Policies are tailored to protect against regional exposures such as weather events and liability claims. For a typical job, the company starts by reviewing a client’s specific business operations and then compares multiple carriers to match the risk with an appropriate policy.
Estrella Insurance serves the Miami Lakes, Florida area as a commercial insurance agent, helping local businesses secure coverage for their operations and assets. The agency works with business owners to assess their unique liability risks and property exposures. It also assists professionals in finding appropriate policies to protect their commercial vehicles and general business interests. Commercial insurance agents in this region regularly handle tailored packages for restaurants and retail establishments.
Equiinsurance provides specialty commercial insurance for small and mid-sized businesses in Miami Lakes and the surrounding area. Its general agency work includes crafting customized policies for property, liability, and workers’ compensation coverage. The company serves local retailers, contractors, and service providers who need protection against common business risks. As the peak hurricane season approaches, it helps clients reassess their property coverage to ensure adequate protection against storm-related damage.
NSI Insurance Group, located in Miami Lakes, FL, offers both one-time policy placements and recurring service options for commercial clients, such as annual renewals and ongoing risk reviews. Coverage typically protects businesses in this area against property damage, liability claims, and business interruption. The agency also provides specialized policies for local industries, adapting coverage to each client’s operational scale. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s changing business needs and policy lifecycle.
GreatFlorida Insurance: Linette Gutierrez helps Miami Lakes businesses find commercial insurance policies that cover property, liability, and workers’ compensation needs. The agency also assists local homeowners and tenants with residential coverage to ensure complete protection across personal and professional assets. Each commercial account is reviewed carefully to match appropriate limits and deductibles for the client’s industry. The team remains available between regular visits to adjust policies as the business evolves and to answer coverage questions as they arise.
As hurricane season approaches, businesses in Miami Lakes often review their commercial coverage. Preferred Insurance Advisors Inc. helps local companies assess liability, property, and workers’ compensation needs. They review current policies with attention to flood exposure and business interruption risk common to South Florida operations. For each new client, the agency coordinates an initial on-site risk-assessment to identify property vulnerabilities and coverage gaps before preparing a detailed insurance proposal.
Cheap Car Insurance Miami - GEFS Insurance & Tax Services in Miami Lakes, FL operates as a commercial insurance agent, helping businesses secure liability and property coverage. It also provides related tax services for company accounts. The agency works with common policy types such as general liability and workers’ compensation. Its client base can include office spaces, warehouses, and food service establishments that require tailored protection for their daily operations.
What Does a a Commercial Insurance Agent in Miami Lakes Cost?
Commercial insurance costs in Florida vary widely. A small business general liability policy may cost 400 to 1500 per year. Workers compensation premiums average 1.50 to 3.00 per 100 of payroll for low-risk industries. Property insurance in Miami Lakes can cost 2000 to 6000 annually depending on building value and hurricane risk. This is general information and not insurance advice.
About commercial insurance agents in Miami Lakes
Commercial insurance agents in Miami Lakes Florida help local businesses secure coverage for property liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance under Florida Statute 440. These agents understand the unique risks of the Miami Lakes market including hurricane exposure and commercial auto needs.
Frequently Asked Questions
What types of commercial insurance do Miami Lakes businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. Agents also recommend business interruption and cyber liability for local operations.
How does Florida hurricane risk affect commercial insurance costs?
Florida property insurance rates are higher due to hurricane exposure. Miami Lakes businesses in wind-borne debris zones may need separate windstorm coverage. Agents can help secure policies that meet Florida building code requirements.
Do I need commercial auto insurance in Miami Lakes?
Yes if you use vehicles for business. Florida requires minimum 10k in personal injury protection and 10k in property damage liability per Florida Statute 627.741. Commercial policies offer higher limits and coverage for delivery or service vehicles.
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