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Find Commercial Insurance Agents Near You in Miami Lakes, FL

Directory of commercial insurance agents in Miami Lakes, Florida. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Miami Lakes, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 commercial insurance agents in Miami Lakes, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida One Insurance
15165 NW 77th Ave, Miami Lakes, FL 33014
(786) 501-2059 floridaoneinsurance.com
Preventty - USA Specialty Insurance
14750 NW 77th Ct #200, Miami Lakes, FL 33016
(713) 332-1286 usaspecialtyinsurance.com
Lion Insurance Group
7950 NW 155th St STE 203, Miami Lakes, FL 33016
(954) 384-2900
AllStar Insurance & Taxes
16010 NW 57th Ave Suite 110, Miami Lakes, FL 33014
(305) 909-6886 allstarinsuranceandtaxes.com
Estrella Insurance
15434 NW 77th Ct, Miami Lakes, FL 33016
(305) 828-3311 agents.estrellainsurance.com
NSI Insurance Group
5875 NW 163rd St #207, Miami Lakes, FL 33014
(305) 556-1488 nsigroup.org
Equiinsurance
14062 NW 82nd Ave, Miami Lakes, FL 33016
(305) 557-5578 equiinsurance.com
Preferred Insurance Advisors Inc.
14100 Palmetto Frontage Rd suite 320, Miami Lakes, FL 33016
(305) 698-9880 preferredinsurance9.godaddysites.com
Cheap Car Insurance Miami - GEFS Insurance & Tax Services
15100 NW 67th Ave Suite 410B, Miami Lakes, FL 33014
(305) 826-4792 gefsinsandinv.com
GreatFlorida Insurance: Linette Gutierrez
15271 NW 60th Ave Suite 202, Miami Lakes, FL 33014
(305) 260-6518 miamilakes.greatflorida.com
Global Insurance Agency
6175 NW 153rd St STE 100, Miami Lakes, FL 33014
(305) 387-7677 globalinsurancefla.com
WD Royal Insurance Agency - Auto - Home - Health and Commercial Insurance
6625 Miami Lakes Dr Ste 236, Miami Lakes, FL 33014
(305) 705-7083 wdroyalins.com
A & M Falero Insurance
6447 Miami Lakes Dr #100, Miami Lakes, FL 33014
(305) 828-3230 faleroinsurance.com
Caley Insurance 110
6625 Miami Lakes Dr # 222, Miami Lakes, FL 33014
(786) 558-0313 caleyinsurance.com
FL WORKERS COMPENSATION INSURANCE
8181 NW 154th St Ste. 270, Miami Lakes, FL 33016
(305) 819-8618 sfcins.com
Coverage Insurance Agency, Inc
14750 NW 77th Ct Suite 208B, Miami Lakes, FL 33016
(305) 239-8833 mycoverageins.com
South Florida Commercial Insurance Planners
8181 NW 154th St Ste. 270, Miami Lakes, FL 33016
(305) 819-8618 soflcommercialinsurance.com

Commercial insurance agents in Miami Lakes Florida help local businesses secure coverage for property liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance under Florida Statute 440. These agents understand the unique risks of the Miami Lakes market including hurricane exposure and commercial auto needs.

What Does a Commercial Insurance Agent in Miami Lakes Cost?

Commercial insurance costs in Florida vary widely. A small business general liability policy may cost 400 to 1500 per year. Workers compensation premiums average 1.50 to 3.00 per 100 of payroll for low-risk industries. Property insurance in Miami Lakes can cost 2000 to 6000 annually depending on building value and hurricane risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Miami Lakes businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. Agents also recommend business interruption and cyber liability for local operations.
How does Florida hurricane risk affect commercial insurance costs?
Florida property insurance rates are higher due to hurricane exposure. Miami Lakes businesses in wind-borne debris zones may need separate windstorm coverage. Agents can help secure policies that meet Florida building code requirements.
Do I need commercial auto insurance in Miami Lakes?
Yes if you use vehicles for business. Florida requires minimum 10k in personal injury protection and 10k in property damage liability per Florida Statute 627.741. Commercial policies offer higher limits and coverage for delivery or service vehicles.