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Find Commercial Insurance Agents Near You in Miami Gardens, FL

Browse commercial insurance agents serving Miami Gardens, Florida. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Miami Gardens, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 commercial insurance agents in Miami Gardens, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Legacy Builders Insurance Agency
19545 NW 2nd Ave, Miami Gardens, FL 33169
(305) 749-6303 legacybuildersamerica.com
Estrella Insurance
3489 NW 183rd St, Miami Gardens, FL 33056
(305) 925-9944 agents.estrellainsurance.com
Estrella Insurance
18355 NW 57th Ave #103B, Miami Gardens, FL 33055
(305) 830-1477 agents.estrellainsurance.com
GoldenTrust Insurance Miami Gardens
5663 NW 195th Dr, Miami Gardens, FL 33055
(305) 998-7133 gardens.goldentrust.com
AJM Agencies Auto Insurance (PROGRESSIVE)
4888 NW 183rd St #207, Miami Gardens, FL 33055
(786) 556-5210 ajmagency.com
Estrella Insurance
17325 NW 27th Ave #202, Miami Gardens, FL 33056
(305) 925-4090 agents.estrellainsurance.com
Univista Insurance
4729 NW 183rd St, Miami Gardens, FL 33055
(305) 406-6708 univistainsurance.com
Del Toro Insurance
3753 NW 167th St Suite 102, Miami Gardens, FL 33055
(786) 533-2513 deltoroinsurance.com
Gardens Insurance Inc
1818 NW 183rd St, Miami Gardens, FL 33056
(305) 621-0072
Renew Insurance LLC
16533 NW 57th Ave, Miami Gardens, FL 33014
(305) 624-7300
Del Toro Insurance
17201 NW 27th Ave, Miami Gardens, FL 33056
(786) 623-4006 deltoroinsurance.com
Del Toro Insurance
4088 NW 167th St, Miami Gardens, FL 33054
(305) 407-2361 deltoroinsurance.com
Sebanda Insurance
19577 NW 57th Ave, Miami Gardens, FL 33055
(305) 888-1427 sebandainsurancefranchisenine.com
Insurance Exchange of America
19868 NW 27th Ave, Miami Gardens, FL 33056
(305) 620-7555 bestrate-insurance.com
Bendell Insurance Group
111 NW 183rd St Ste 108, Miami Gardens, FL 33169
(786) 698-6383

Commercial insurance agents in Miami Gardens Florida help business owners find the right coverage for their specific needs. Florida law requires certain types of commercial insurance such as workers compensation for businesses with four or more employees. A local agent understands the unique risks of operating in Miami Gardens including hurricane exposure and liability concerns.

What Does a Commercial Insurance Agent in Miami Gardens Cost?

Commercial insurance costs in Florida vary widely by industry, location, and coverage limits. A small retail store in Miami Gardens might pay 500 to 2,000 dollars per year for general liability. Property insurance for a commercial building can range from 2,000 to 10,000 dollars annually depending on hurricane risk and building materials. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Miami Gardens businesses need?
Common coverages include general liability, property insurance, and workers compensation. Florida law mandates workers comp for most businesses with four or more employees. Your agent can help you assess risks specific to your industry.
How does Florida hurricane risk affect commercial insurance costs?
Florida property insurance rates are higher due to hurricane exposure. Miami Gardens businesses may need separate windstorm coverage or a wind mitigation inspection. Deductibles for hurricane damage are often a percentage of the property value.