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Compare Commercial Insurance Agents in Miami Beach, FL

Compare commercial insurance agents in Miami Beach. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 commercial insurance agents in Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807 toscanoinsurance.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434 agents.estrellainsurance.com
Estrella Insurance
1108 Normandy Dr, Miami Beach, FL 33141
(305) 867-0444 agents.estrellainsurance.com
Del Toro Insurance - Buenos Aires Insurance - Miami Beach
6988 Indian Creek Dr, Miami Beach, FL 33141
(786) 523-0340 deltoroinsurance.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148 atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623 southbeachinsurance.com

Commercial insurance agents in Miami Beach Florida help local businesses secure coverage for property liability and workers compensation. Florida law requires most businesses with four or more employees to carry workers compensation insurance. An agent can guide you through state-specific requirements like hurricane deductibles and sinkhole coverage.

What Does a Commercial Insurance Agent in Miami Beach Cost?

Typical costs for commercial general liability insurance in Florida range from 400 to 1500 dollars per year for small businesses. Workers compensation premiums vary by payroll and industry classification often from 0.50 to 3.00 dollars per 100 dollars of payroll. Property insurance in Miami Beach can be higher due to hurricane risk with annual premiums often starting at 1000 dollars. Costs depend on your business size location and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Miami Beach businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Miami Beach businesses often add flood and windstorm coverage due to hurricane risks. An agent can tailor a policy to your industry.
Is commercial insurance required by law in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. General liability is not mandated by state law but is often required by landlords or contracts. Commercial auto insurance is required for any business-owned vehicles.
How do I choose a commercial insurance agent in Miami Beach?
Look for an agent licensed in Florida with experience in your industry. Check their knowledge of local risks like flood zones and hurricane exposure. Ask about their claims process and carrier network.