The top-rated commercial insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,152 reviews. Other highly rated options include First Choice Insurance Agency Corp, USA General Insurance Corporation, Insurance Exchange of America. This directory lists 101 commercial insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 4 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 5 | GoldenTrust Insurance Westchester | 7298 SW 40th St | (305) 680-0944 |
| 6 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
| 7 | American Insurance Point - AIP FLORIDA | 999 Brickell Ave # 410 | (305) 440-0212 |
| 8 | Mercado Insurance Agency | 7900 NW 27th Ave #604B | (305) 402-4389 |
| 9 | Caley Insurance | 12260 SW 8th St Suite #122 | (305) 800-2985 |
| 10 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
GoldenTrust Insurance Kendall serves the Miami, Florida metro area as a commercial insurance agent. It helps local businesses manage risk by arranging coverage for property, liability, workers’ compensation, and other commercial exposures. The agency works closely with clients to assess their specific operational needs and match them with appropriate policies from various insurers. This includes handling niche coverages such as business interruption insurance and commercial auto policies for fleets operating throughout Miami-Dade County.
First Choice Insurance Agency Corp in Miami, FL serves business owners, property managers, and commercial landlords seeking liability and property coverage. It works with clients to design policies that protect assets from weather risks and operational liabilities typical of the region. The agency focuses on local commercial real estate and retail operations. It also extends its services to independent businesses throughout the greater Kendall area, helping them manage their insurance needs effectively.
USA General Insurance Corporation in Miami, Florida offers commercial clients a choice between one-time policy placements for specific projects and recurring coverage for ongoing operational risks. Their services cover general liability, property, and workers compensation for local businesses. This agency provides support for claims filing and policy adjustments as needed, helping clients manage exposures across industries like retail and hospitality. Service runs on either a scheduled annual renewal basis or as-needed for mid-term policy changes.
Insurance Exchange of America serves Miami and the surrounding South Florida communities, offering commercial insurance agent services. It handles policies for diverse local businesses, including general liability, property coverage, and workers’ compensation. The agency works to identify specific risks faced by enterprises in the region’s active commercial environment. For each engagement, it first reviews the client’s operations and then tailors coverage options to match the particular exposures that a business may encounter.
GoldenTrust Insurance Westchester is a Miami-based agency specializing in commercial insurance solutions for local businesses. The company focuses on protecting company assets and managing liability risks through tailored policies. It offers coverage add-ons such as business interruption insurance, cyber liability protection, and equipment breakdown coverage. The agency works with a range of commercial sectors, including offices, warehouses, and food service operations, helping these businesses secure appropriate insurance programs to meet their operational needs.
Neighbors Insurance Agency in Miami, FL, is a commercial insurance agent known for helping local businesses secure essential coverage. It assists clients across various industries in selecting appropriate policies for property, liability, and workers’ compensation needs. The agency works to align coverage options with each business’s operational risks and budget. Dedicated to supporting the ongoing stability of area enterprises, it offers tailored protection plans that can be enhanced with specialized services such as cyber liability insurance for data security.
American Insurance Point - AIP FLORIDA serves both residential and commercial clients in Miami, Florida. For businesses, the agency provides insurance coverage for property, liability, workers’ compensation, and commercial auto. They work with local entrepreneurs and established companies across various industries in the Greater Miami area. Clients may reach out for policy adjustments, new coverage, or claims assistance. The agency follows up with account reviews between regular policy renewal visits to ensure evolving needs are addressed.
Mercado Insurance Agency specializes in securing commercial property, liability, and auto coverage for local businesses. It serves Miami-area companies with customized risk management solutions to protect their operations and assets. The agency regularly helps clients review evolving coverage needs as regulations change. Whether a restaurant is preparing for hurricane season or a retailer faces seasonal liability shifts, the agency provides focused guidance and policy adjustments to ensure businesses stay appropriately covered throughout the year.
As summer storm season approaches in Miami, businesses often reassess their property and liability coverage to account for potential hurricane damage. Caley Insurance, a Commercial Insurance Agent serving the Miami area, helps local companies navigate these complex needs. Their services include analyzing business interruption risks and tailoring general liability or commercial auto policies to match specific operational demands. Every engagement begins with a thorough on-site inspection of the premises and a detailed review of current coverage to determine the most appropriate initial assessment for each client.
Manny Morin - State Farm Insurance Agent in Miami, Florida, provides tailored Commercial Insurance Agent services for local businesses. This agency works closely with entrepreneurs to assess operational risks and build comprehensive coverage for general liability, property, and workers compensation. Specializing in commercial policies, the firm helps secure business income protection and commercial auto endorsements for fleets and deliveries. The agency is equipped to serve offices, warehouses, and food service operations throughout the Miami area.
What Does a a Commercial Insurance Agent in Miami Cost?
Commercial insurance costs in Miami vary by business type size and risk. A small retail shop might pay 500 to 1500 per year for general liability while a construction firm could pay 5000 to 15000 or more for workers comp and liability. Florida property insurance rates are often higher due to hurricane risk. This is general information and not insurance advice.
About commercial insurance agents in Miami
Commercial insurance agents in Miami Florida help businesses find coverage for property liability and workers compensation. Florida law requires certain businesses to carry workers compensation insurance if they have four or more employees. Agents can explain how Florida statutes like Chapter 440 affect your coverage needs.
Frequently Asked Questions
What types of commercial insurance do Miami businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. An agent can review your specific risks.
How do I choose a commercial insurance agent in Miami?
Look for an agent licensed in Florida with experience in your industry. Check their knowledge of local risks like hurricane coverage and flood insurance. Ask about their claims process and carrier options.
Does Florida law affect commercial insurance requirements?
Yes Florida has specific rules for workers compensation under Chapter 440 and for commercial auto insurance. Businesses may also need windstorm coverage due to hurricane risk. An agent can help you comply with state laws.
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